Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.875
Points cost$2,975 credit
Est. payment$2,262/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$2,234/mo
6.750%
APR6.762%
Points0.125
Points cost$425 upfront
Est. payment$2,205/mo
6.625%
APR6.698%
Points0.750
Points cost$2,550 upfront
Est. payment$2,177/mo
6.500%
APR6.621%
Points1.250
Points cost$4,250 upfront
Est. payment$2,149/mo
6.375%
APR6.556%
Points1.875
Points cost$6,375 upfront
Est. payment$2,121/mo
6.250%
APR6.491%
Points2.500
Points cost$8,500 upfront
Est. payment$2,093/mo
Conventional 20-Year Fixed Mortgage Rates
7.125%
APR7.125%
Points−1.000
Points cost$3,400 credit
Est. payment$2,662/mo
7.000%
APR7.000%
Points−0.625
Points cost$2,125 credit
Est. payment$2,636/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$2,611/mo
6.750%
APR6.782%
Points0.250
Points cost$850 upfront
Est. payment$2,585/mo
6.625%
APR6.673%
Points0.375
Points cost$1,275 upfront
Est. payment$2,560/mo
6.500%
APR6.596%
Points0.750
Points cost$2,550 upfront
Est. payment$2,535/mo
6.375%
APR6.518%
Points1.125
Points cost$3,825 upfront
Est. payment$2,510/mo
6.250%
APR6.472%
Points1.750
Points cost$5,950 upfront
Est. payment$2,485/mo
6.125%
APR6.362%
Points1.875
Points cost$6,375 upfront
Est. payment$2,460/mo
6.000%
APR6.300%
Points2.375
Points cost$8,075 upfront
Est. payment$2,436/mo
Conventional 15-Year Fixed Mortgage Rates
6.750%
APR6.750%
Points−1.000
Points cost$3,400 credit
Est. payment$3,009/mo
6.625%
APR6.625%
Points−0.625
Points cost$2,125 credit
Est. payment$2,985/mo
6.500%
APR6.500%
Points−0.500
Points cost$1,700 credit
Est. payment$2,962/mo
6.375%
APR6.375%
Points0.000
Points costNo points
Est. payment$2,938/mo
6.250%
APR6.309%
Points0.375
Points cost$1,275 upfront
Est. payment$2,915/mo
6.125%
APR6.243%
Points0.750
Points cost$2,550 upfront
Est. payment$2,892/mo
6.000%
APR6.138%
Points0.875
Points cost$2,975 upfront
Est. payment$2,869/mo
5.875%
APR6.071%
Points1.250
Points cost$4,250 upfront
Est. payment$2,846/mo
5.750%
APR6.025%
Points1.750
Points cost$5,950 upfront
Est. payment$2,823/mo
5.625%
APR5.958%
Points2.125
Points cost$7,225 upfront
Est. payment$2,801/mo
5.500%
APR5.932%
Points2.750
Points cost$9,350 upfront
Est. payment$2,778/mo
Conventional 10-Year Fixed Mortgage Rates
6.750%
APR6.750%
Points−0.875
Points cost$2,975 credit
Est. payment$3,904/mo
6.625%
APR6.625%
Points−0.500
Points cost$1,700 credit
Est. payment$3,882/mo
6.500%
APR6.500%
Points0.000
Points costNo points
Est. payment$3,861/mo
6.375%
APR6.403%
Points0.125
Points cost$425 upfront
Est. payment$3,839/mo
6.125%
APR6.236%
Points0.500
Points cost$1,700 upfront
Est. payment$3,796/mo
6.000%
APR6.195%
Points0.875
Points cost$2,975 upfront
Est. payment$3,775/mo
5.875%
APR6.153%
Points1.250
Points cost$4,250 upfront
Est. payment$3,753/mo
5.750%
APR6.112%
Points1.625
Points cost$5,525 upfront
Est. payment$3,732/mo
5.625%
APR6.070%
Points2.000
Points cost$6,800 upfront
Est. payment$3,711/mo
5.500%
APR6.029%
Points2.375
Points cost$8,075 upfront
Est. payment$3,690/mo
5.375%
APR5.988%
Points2.750
Points cost$9,350 upfront
Est. payment$3,669/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
6.500%
APR6.922%
Points−1.000
Points cost$3,460 credit
Est. payment$2,187/mo
6.375%
APR6.872%
Points0.000
Points costNo points
Est. payment$2,158/mo
6.250%
APR6.795%
Points0.250
Points cost$865 upfront
Est. payment$2,130/mo
6.125%
APR6.731%
Points0.875
Points cost$3,027 upfront
Est. payment$2,102/mo
6.000%
APR6.641%
Points1.250
Points cost$4,324 upfront
Est. payment$2,074/mo
5.875%
APR6.564%
Points1.750
Points cost$6,054 upfront
Est. payment$2,046/mo
5.750%
APR6.499%
Points2.375
Points cost$8,216 upfront
Est. payment$2,019/mo
FHA 20-Year Fixed Mortgage Rates
6.500%
APR7.011%
Points−1.000
Points cost$3,460 credit
Est. payment$2,579/mo
6.375%
APR7.001%
Points0.000
Points costNo points
Est. payment$2,554/mo
6.250%
APR6.941%
Points0.375
Points cost$1,297 upfront
Est. payment$2,529/mo
6.125%
APR6.897%
Points1.000
Points cost$3,460 upfront
Est. payment$2,504/mo
6.000%
APR6.821%
Points1.375
Points cost$4,757 upfront
Est. payment$2,478/mo
5.875%
APR6.743%
Points1.750
Points cost$6,054 upfront
Est. payment$2,454/mo
5.750%
APR6.700%
Points2.375
Points cost$8,216 upfront
Est. payment$2,429/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.518%
Points0.000
Points costNo points
Est. payment$2,943/mo
6.000%
APR6.473%
Points0.375
Points cost$1,297 upfront
Est. payment$2,919/mo
5.875%
APR6.428%
Points0.875
Points cost$3,027 upfront
Est. payment$2,896/mo
5.625%
APR6.195%
Points1.000
Points cost$3,460 upfront
Est. payment$2,850/mo
5.500%
APR6.149%
Points1.500
Points cost$5,189 upfront
Est. payment$2,827/mo
5.375%
APR6.104%
Points2.000
Points cost$6,919 upfront
Est. payment$2,804/mo
5.250%
APR6.079%
Points2.625
Points cost$9,081 upfront
Est. payment$2,781/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR6.630%
Points0.000
Points costNo points
Est. payment$3,863/mo
6.000%
APR6.618%
Points0.375
Points cost$1,297 upfront
Est. payment$3,841/mo
5.875%
APR6.606%
Points0.875
Points cost$3,027 upfront
Est. payment$3,819/mo
5.625%
APR6.382%
Points1.000
Points cost$3,460 upfront
Est. payment$3,776/mo
5.500%
APR6.370%
Points1.500
Points cost$5,189 upfront
Est. payment$3,754/mo
5.375%
APR6.359%
Points2.000
Points cost$6,919 upfront
Est. payment$3,733/mo
5.250%
APR6.377%
Points2.625
Points cost$9,081 upfront
Est. payment$3,712/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.648%
Points−1.000
Points cost$3,443 credit
Est. payment$2,204/mo
6.500%
APR6.547%
Points−0.750
Points cost$2,582 credit
Est. payment$2,176/mo
6.375%
APR6.494%
Points0.000
Points costNo points
Est. payment$2,148/mo
6.250%
APR6.404%
Points0.375
Points cost$1,291 upfront
Est. payment$2,120/mo
6.125%
APR6.339%
Points1.000
Points cost$3,443 upfront
Est. payment$2,092/mo
6.000%
APR6.248%
Points1.375
Points cost$4,733 upfront
Est. payment$2,064/mo
5.875%
APR6.170%
Points1.875
Points cost$6,455 upfront
Est. payment$2,036/mo
5.750%
APR6.103%
Points2.500
Points cost$8,606 upfront
Est. payment$2,009/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.655%
Points−1.000
Points cost$3,443 credit
Est. payment$2,592/mo
6.500%
APR6.562%
Points−0.750
Points cost$2,582 credit
Est. payment$2,567/mo
6.375%
APR6.516%
Points0.000
Points costNo points
Est. payment$2,541/mo
6.250%
APR6.454%
Points0.375
Points cost$1,291 upfront
Est. payment$2,516/mo
6.125%
APR6.409%
Points1.000
Points cost$3,443 upfront
Est. payment$2,491/mo
6.000%
APR6.330%
Points1.375
Points cost$4,733 upfront
Est. payment$2,466/mo
5.875%
APR6.268%
Points1.875
Points cost$6,455 upfront
Est. payment$2,442/mo
5.750%
APR6.222%
Points2.500
Points cost$8,606 upfront
Est. payment$2,417/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.125%
APR6.340%
Points0.125
Points cost$430 upfront
Est. payment$2,928/mo
6.000%
APR6.294%
Points0.625
Points cost$2,152 upfront
Est. payment$2,905/mo
5.875%
APR6.229%
Points1.000
Points cost$3,443 upfront
Est. payment$2,882/mo
5.625%
APR6.016%
Points1.250
Points cost$4,303 upfront
Est. payment$2,836/mo
5.500%
APR5.929%
Points1.500
Points cost$5,164 upfront
Est. payment$2,813/mo
5.375%
APR5.883%
Points2.000
Points cost$6,885 upfront
Est. payment$2,790/mo
5.250%
APR5.817%
Points2.375
Points cost$8,176 upfront
Est. payment$2,767/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.125%
APR6.429%
Points0.125
Points cost$430 upfront
Est. payment$3,844/mo
6.000%
APR6.417%
Points0.625
Points cost$2,152 upfront
Est. payment$3,822/mo
5.875%
APR6.376%
Points1.000
Points cost$3,443 upfront
Est. payment$3,800/mo
5.625%
APR6.180%
Points1.250
Points cost$4,303 upfront
Est. payment$3,757/mo
5.500%
APR6.111%
Points1.500
Points cost$5,164 upfront
Est. payment$3,736/mo
5.375%
APR6.098%
Points2.000
Points cost$6,885 upfront
Est. payment$3,715/mo
5.250%
APR6.058%
Points2.375
Points cost$8,176 upfront
Est. payment$3,694/mo
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Mortgage rates near Durham
All North Carolina mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.