CapCenter
Lehigh County, Pennsylvania · 2026

2026 loan limits in Lehigh County, Pennsylvania

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$832,750Conforming, 1 unit

The most you can borrow with a conforming loan here. FHA: $541,287 for one unit.

Under the limit by
$182,750
Monthly principal & interest
$4,379
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Sources: FHFA and HUD 2026 loan limit files. Restrictions apply. Example: payment at 7.125%, the Oct 30, 2026 conventional 30-year rate in Lehigh County for a $500,000 home, 20% down. Principal and interest only.

Lender fees you won’t pay

$3,180
typical lender and title fees, paid or waived by CapCenter
  • Origination fee$1,300ZERO
  • Appraisal$500ZERO
  • Settlement, title services & lender’s title$1,220ZERO
  • Credit, data & flood$160ZERO

Example Typical fees on a $500,000 purchase quote in Richmond, VA. Your quote shows yours.

“Refinanced our house through CapCenter and it was the easiest, most pain-free mortgage experience I’ve ever had. […]”
Chris C.Refinanced · Richmond, VA · Google review, excerpt

Family-owned since 1997

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2026 limits by units

The 2026 conforming loan limit in Lehigh County, Pennsylvania is $832,750 for a one-unit home, and the 2026 FHA loan limit is $541,287.

UnitsConformingFHA
1 unit$832,750$541,287
2 units$1,066,250$693,050
3 units$1,288,800$837,700
4 units$1,601,750$1,041,125

Sources: FHFA 2026 conforming loan limits, HUD 2026 FHA mortgage limits.

How Lehigh County compares

The 2026 baseline limit, the same as 932 of 972 county-equivalents in the 12 states we lend in.

1-unit limitConformingFHA
Lehigh County$832,750$541,287
Philadelphia County$832,750$630,200
Allegheny County$832,750$541,287

How it works

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  3. Close with ZERO

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Local in Pennsylvania

Need more than the limit?
We offer Jumbo loans
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Questions

What is the FHA loan limit in Lehigh County?

$541,287 for one unit in 2026. Up to $1,041,125 for four units.

What is the 2026 conforming limit?

$832,750 for one unit. Up to $1,601,750 for four units.

What if I need to borrow more?

That is a jumbo loan. We offer Jumbo loans.

Nearby
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Equal Housing Lender. Rates are estimates and subject to change without notice.
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