$300K bal. · Savannah$500,000 home · $300,000 balance · Savannah, GA · 780+ · Primary
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Conventional
Conventional 30-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
7.125%7.125% APR0.0007.125%ZERO6.875%6.949% APR0.7506.949%ZERO6.750%6.873% APR1.2506.873%ZERO6.625%6.809% APR1.8756.809%ZEROConventional 15-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
6.875%6.875% APR0.0006.875%ZERO6.625%6.685% APR0.3756.685%ZERO6.375%6.514% APR0.8756.514%ZERO6.250%6.468% APR1.3756.468%ZERO6.125%6.423% APR1.8756.423%ZEROVeteran
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
Veteran 30-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.750%6.823% APR0.2506.823%ZERO6.625%6.710% APR0.3756.710%ZERO6.500%6.621% APR0.7506.621%ZERO6.375%6.544% APR1.2506.544%ZERO6.250%6.467% APR1.7506.467%ZEROVeteran 15-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.500%6.720% APR0.8756.720%ZERO6.000%6.256% APR1.1256.256%ZERO5.875%6.191% APR1.5006.191%ZERO5.750%6.124% APR1.8756.124%ZEROFHA
FHA 30-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
6.750%7.253% APR0.0007.253%ZERO6.500%7.089% APR0.6257.089%ZERO6.375%7.000% APR1.0007.000%ZERO6.250%6.937% APR1.6256.937%ZEROFHA 15-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.125%6.660% APR0.7506.660%ZERO6.000%6.616% APR1.2506.616%ZERO5.875%6.571% APR1.7506.571%ZERO5.625%6.358% APR2.0006.358%ZEROLike one of these rates? See your full quote.
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2026 loan limits
The 2026 conforming loan limit in Chatham County, GA is $832,750 for a one-unit home. The 2026 FHA loan limit in Chatham County, GA is $541,287 for a one-unit home.
Loan limits are set by county. Savannah is in Chatham County.
| Units | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
2026 limits for Chatham County, GA. Sources: FHFA 2026 conforming loan limits and HUD 2026 FHA mortgage limits.
In this area
Mortgage rates near Savannah
All Georgia mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.Nearby for Savannah· rates, refinance & loan limits
- Rates nearby
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- Chatham County loan limits