No, we simply waive or pay the closing costs on your behalf. We encourage you to prove this to yourself by comparing our rates against other responsible competitors. We find that we win on the rate even while covering closing costs. You can also look at a market survey available on freddiemac.com, but be sure you thoroughly understand the rates that are presented. Specifically, in the Freddie Mac survey, these rates reflect various levels of discount points. Feel free to consult with us if you are comparing multiple offers.
Yes, CapCenter offers Veterans Affairs loans. Please enter your quote information on this page, then click the Apply Now button. On the next page, in the Loan Type drop down box, select one of the VA options to get a quote for a Veterans Affairs loan.
Yes, CapCenter offers FHA loans. Please enter your quote information on this page, then click the Apply Now button. Our website will determine if an FHA loan is your best option based on your quote information, and if so, the website will provide an FHA quote. If not, then the website will provide a quote for a conventional loan. Please remember that even though the interest rate might be lower for an FHA loan, the total loan costs might be higher. Please call or chat with us to learn more.
To access a previously started or saved application, click on the Login link appearing in the upper right corner of the application page and enter the email address used when you started the application along with the password you created. If you have forgotten your password, simply click the "Forgot Password" link to reset your password.
or call us at (804) 968-5000