Zero Closing Costs

Realty | Purchase Loans

Start your homebuying journey today.Start your homebuying journey
today.
PURCHASE
REFINANCE
SAVE
No personal information required
30 Year Fixed
4.000%
(0.000 PTS)
3.875%
(0.875 PTS)
See all rates

Discover The Right Loan For You

Property Location:Richmond City, VA(Change Location)
$100,000 - $424,100
$424,101 - $535,900
Over $535,900
30 Years
20 Years
15 Years
10 Years
Rates as of 7/20/2017
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Full-Service, Realty And Lending Team

We offer savings, but we don't scrimp on service to get there. At CapCenter, we employ a salaried, professional team that includes a real estate agent and loan consultant.
BBB A+
Accredited Business
97%
Customer Satisfaction
30,000+
Families Served
What Our Customers Are Saying.

How We Save You Money

List Your Home With CapCenter

Save even more when you list your home through CapCenter. Get a free home valuation today.

HOME VALUE

Estimated value

CAPCENTER SAVINGS

Estimated Real Estate commissions savings
$6,750
Talk to Us
Hi there, welcome to CapCenter! Have a question or need some help?

CapCenter Team

Common Questions

  • Does CapCenter build closing costs into a higher rate or origination fee? What’s the catch?

    No, we simply waive or pay the closing costs on your behalf. We encourage you to prove this to yourself by comparing our rates against other responsible competitors. We find that we win on the rate even while covering closing costs. You can also look at a market survey available on freddiemac.com, but be sure you thoroughly understand the rates that are presented. Specifically, in the Freddie Mac survey, these rates reflect various levels of discount points. Feel free to consult with us if you are comparing multiple offers.

  • Do you offer Veterans Affairs loans?

    Yes, CapCenter offers Veterans Affairs loans. Please enter your quote information on this page, then click the Apply Now button. On the next page, in the Loan Type drop down box, select one of the VA options to get a quote for a Veterans Affairs loan.

  • Do you offer FHA loans?

    Yes, CapCenter offers FHA loans. Please enter your quote information on this page, then click the Apply Now button. Our website will determine if an FHA loan is your best option based on your quote information, and if so, the website will provide an FHA quote. If not, then the website will provide a quote for a conventional loan. Please remember that even though the interest rate might be lower for an FHA loan, the total loan costs might be higher. Please call or chat with us to learn more.

  • I started an application; how do I complete it?

    To access a previously started application, click on the menu icon. Then, under the Resources heading, click on Application Login. If you have forgotten your password, simply use the "Forgot Password" link.

Start a conversation with CapCenter

or call us at (804) 968-5000