To allow us to make an informed decision about granting you credit, process your transaction, and better inform you, we collect non-public personal information from you; from your transaction(s) with us and with our affiliates, if applicable; from nonaffiliated third parties to verify the information you have provided to us; and from consumer reporting agencies.
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We take our clients' privacy very seriously. We restrict access to nonpublic personal information about you to those employees and parties, bound by confidentiality agreements, who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We do not disclose any nonpublic information about our customers or former customers to any third party, except to our affiliates or as permitted by law. We reserve the right to disclose the information we collect with third parties to perform services for us, such as our affiliated settlement agency to process your transaction, as applicable, and select service providers to market on our behalf, and we obtain consent for sharing that information when required by law to do so.

Text Message Communication Disclosure: To communicate with you about your transactions and to send messages you have agreed to receive, we collect your telephone number, opt-in consent record, and message content. The mobile information collected will not be shared with affiliates or third parties for marketing or promotional purposes, even if other parts of this policy would permit us to share it.