Popular Articles
What Is Wrong with APR?
APR is a simple comparison tool to help you quickly weigh one loan offer against another, but what if it's misleading?
Understanding Your Credit
Most people are at least casually familiar with a credit inquiry (also known as a more words here to see some...
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2025 Conventional and FHA Loan Limits
Higher limits expand homebuying and refinancing opportunities in 2025.
Home Equity Loans
CapCenter's newest loan offer. Access your equity and keep your low rate, with ZERO Closing Costs!
Proposed Virginia First-Time Homebuyer Grant
Virginia Lawmakers Consider Grant Program to Help First-Time Homebuyers
Real Estate
May 2025: Central Virginia Market Update
Richmond Housing Market Begins to Thaw After Slow Start
Single Family Home Styles
What Style of House Fits You Best?
The Spring Housing Market
More homes, more competition, more opportunity
Insurance
What Is Gap Insurance?
When you purchase a new car with a new loan, there's a chance you owe more than the car is worth. Gap insurance covers that difference.
Homeowners Insurance
Most banks require homeowners insurance on any home they finance. It's part of your monthly escrow payment.
Car Insurance
Car and other auto insurance protects you and those around you in case of accident.
Other
What's My DTI?
DTI stands for Debt-to-Income Ratio. It's an important number when applying for a mortgage.
Mortgage Insurance
Learn more about PMI, when it is required and what options you may have available.
Understanding Your Credit
Your credit history plays an important role in determining whether you qualify for a loan...
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