Get Cash with our Home Equity Products

Need cash to fund a home improvement or pay off debt? Our no closing cost home equity products may be your best option. Explore our home equity loan and cash-out refinance products to understand what's best for you.
Apply nowToday's rates
A happy family walking in the front yard of their new home.

Loan options to get cash from your home's equity

All of our home equity loan options are eligible for no closing costs (see details).
All
Refinance
Second Mortgage
Veteran Benefits

VA Loan

Exclusive benefits for US Military, veterans, and surviving spouses.
Buy a home with zero down payment
No mortgage insurance
Offers a streamlined refinance process
Qualification
Credit Score
620
+
DTI
60
%
Down Payment
0
%
Finance up to
100
%
Apply nowLearn more

Jumbo Mortgage

For large loan amounts starting at $806,500 in most areas.
Finance up to $3.5 million
For borrowers with great credit
Avoid secondary financing
Qualification
Credit Score
680
+
DTI
45
%
Down Payment
10
%
Finance up to
90
%
Apply nowLearn more

Home Equity Loan

Get cash from your home's equity without refinancing.
30-year and 20-year terms available
Receive a lump sum of cash when you close
Fund home improvements, debt consolidations, and more
Qualification
Credit Score
660
+
DTI
45
%
Down Payment
0
%
Finance up to
90
%
Apply nowLearn more

FHA Loan

Offers easier qualification for homeowners working to improve their credit. Buy with as little as 3.5% down.
Low down payments of 3.5%
Easier qualification for low credit profiles
Offers a streamlined refinance process
Qualification
Credit Score
620
+
DTI
60
%
Down Payment
3.5
%
Finance up to
97.5
%
Apply nowLearn more

Adjustable Rate Mortgage (ARM)

Get an introductory fixed rate for up to 10 years that adjusts after.
Get a lower, introductory rate
Take advantage of falling interest rates
Save money in the short-term before moving or refinancing
Qualification
Credit Score
620
+
DTI
50
%
Down Payment
5
%
Finance up to
95
%
Apply nowLearn more

Fixed Rate Mortgage

The most popular loan option. Best for homeowners who prefer stable payments.
Buy a home with as little as 3% down
Mortgage insurance is not required if you have 20% equity
Most competitive interest rates
Qualification
Credit Score
620
+
DTI
50
%
Down Payment
3
%
Finance up to
97
%
Apply nowLearn more
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Capping closing costs

since 1997
+1 (800) 968-5844
envelope
customerservice@capcenter.com
Equal housing opportunity logo

CapCenter - Why pay closing costs if you don't have to? CapCenter is your local provider of mortgage & realty services. Zero Closing Costs, Zero Hassles. Licensed in VA, DC, MD, NC, SC, GA, OH, PA and FL. CapCenter is a top-rated real estate services provider and zero closing costs mortgage lender headquartered in Glen Allen, Virginia near Richmond, Virginia.

Capital Center, L.L.C. Licensed mortgage lender in  Virginia, North Carolina, South Carolina, Maryland, Georgia, Florida,  Ohio, Pennsylvania, and the  District of Columbia,  NMLS ID#67717 (www.nmlsconsumeraccess.org) and a licensed real estate broker in  Virginia, North Carolina, South Carolina, Maryland, and the District of Columbia,  Our primary office is located in Glen Allen, Virginia  near Richmond, Virginia.

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