$300K bal. · Rockville$500,000 home · $300,000 balance · Rockville, MD · 780+ · Primary
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Conventional
Conventional 30-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
7.125%7.125% APR0.0007.125%ZERO7.000%7.037% APR0.3757.037%ZERO6.875%6.962% APR0.8756.962%ZERO6.750%6.886% APR1.3756.886%ZERO6.625%6.809% APR1.8756.809%ZEROConventional 15-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
6.750%6.750% APR0.0006.750%ZERO6.500%6.560% APR0.3756.560%ZERO6.250%6.428% APR1.1256.428%ZERO6.125%6.383% APR1.6256.383%ZERO6.000%6.297% APR1.8756.297%ZEROVeteran
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
Veteran 30-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
6.750%6.799% APR0.0006.799%ZERO6.500%6.597% APR0.5006.597%ZERO6.375%6.520% APR1.0006.520%ZERO6.250%6.442% APR1.5006.442%ZERO6.125%6.364% APR2.0006.364%ZEROVeteran 15-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.500%6.699% APR0.7506.699%ZERO6.125%6.342% APR0.8756.342%ZERO6.000%6.237% APR1.0006.237%ZERO5.875%6.170% APR1.3756.170%ZERO5.625%6.018% APR2.0006.018%ZEROFHA
FHA 30-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
6.625%7.152% APR0.0007.152%ZERO6.500%7.063% APR0.3757.063%ZERO6.375%6.974% APR0.7506.974%ZERO6.250%6.924% APR1.5006.924%ZERO6.125%6.847% APR2.0006.847%ZEROFHA 15-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.125%6.620% APR0.5006.620%ZERO6.000%6.534% APR0.7506.534%ZERO5.875%6.510% APR1.3756.510%ZERO5.625%6.317% APR1.7506.317%ZERO5.500%6.251% APR2.1256.251%ZEROLike one of these rates? See your full quote.
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2026 loan limits
The 2026 conforming loan limit in Montgomery County, MD is $1,249,125 for a one-unit home. The 2026 FHA loan limit in Montgomery County, MD is $1,249,125 for a one-unit home.
Loan limits are set by county. Rockville is in Montgomery County.
| Units | Conforming | FHA |
|---|---|---|
| 1 unit | $1,249,125 | $1,249,125 |
| 2 units | $1,599,375 | $1,599,375 |
| 3 units | $1,933,200 | $1,933,200 |
| 4 units | $2,402,625 | $2,402,625 |
2026 limits for Montgomery County, MD. Sources: FHFA 2026 conforming loan limits and HUD 2026 FHA mortgage limits.
In this area
Mortgage rates near Rockville
All Maryland mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.