$300K bal. · Tampa$500,000 home · $300,000 balance · Tampa, FL · 780+ · Primary
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Conventional
Conventional 30-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
7.375%7.375% APR0.0007.375%ZERO7.125%7.162% APR0.3757.162%ZERO7.000%7.087% APR0.8757.087%ZERO6.875%7.012% APR1.3757.012%ZERO6.750%6.936% APR1.8756.936%ZEROConventional 15-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
7.000%7.000% APR0.0007.000%ZERO6.750%6.830% APR0.5006.830%ZERO6.500%6.660% APR1.0006.660%ZERO6.375%6.574% APR1.2506.574%ZERO6.250%6.529% APR1.7506.529%ZEROVeteran
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
Veteran 30-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.875%6.936% APR0.1256.936%ZERO6.750%6.861% APR0.6256.861%ZERO6.625%6.759% APR0.8756.759%ZERO6.500%6.670% APR1.2506.670%ZERO6.375%6.593% APR1.7506.593%ZEROVeteran 15-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.500%6.780% APR1.2506.780%ZERO6.000%6.317% APR1.5006.317%ZERO5.875%6.251% APR1.8756.251%ZEROFHA
FHA 30-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.750%7.292% APR0.1257.292%ZERO6.625%7.217% APR0.6257.217%ZERO6.500%7.128% APR1.0007.128%ZERO6.375%7.039% APR1.3757.039%ZERO6.250%6.976% APR2.0006.976%ZEROFHA 15-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.125%6.722% APR1.1256.722%ZERO6.000%6.657% APR1.5006.657%ZERO5.875%6.612% APR2.0006.612%ZEROLike one of these rates? See your full quote.
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2026 loan limits
The 2026 conforming loan limit in Hillsborough County, FL is $832,750 for a one-unit home. The 2026 FHA loan limit in Hillsborough County, FL is $541,287 for a one-unit home.
Loan limits are set by county. Tampa is in Hillsborough County.
| Units | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
2026 limits for Hillsborough County, FL. Sources: FHFA 2026 conforming loan limits and HUD 2026 FHA mortgage limits.
In this area
Mortgage rates near Tampa
All Florida mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.Nearby for Tampa· rates, refinance & loan limits
- Refinance
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- Loan limits
- Hillsborough County loan limits