Coverage options
Home, renters & auto coverage.
Know what each policy covers before you compare. Our licensed agents shop top-rated carriers for you.
Policies
What each policy covers.
Select one or bundle.
Home
Protects your home & belongings. Required by your lender at closing.
Dwelling
Repairs or rebuilds your home after a covered loss.
Other structures
Fences, sheds & detached garages.
Personal property
Furniture, clothing & electronics.
Liability
If someone is hurt on your property.
Loss of use
Living costs while your home is repaired.
Flood and earthquake are separate policies.
Get a home quote →Renters
Affordable coverage for your belongings & liability.
Personal property
Your belongings, at home or on the go.
Liability
If you're responsible for injury or damage.
Loss of use
Temporary housing after a covered loss.
Medical payments
Guests' minor injuries, regardless of fault.
Auto
Bundle with home or renters for one agency & one renewal date.
Liability
Injuries and damage you cause to others. Required by law.
Collision
Your car after an accident.
Comprehensive
Theft, weather, fire & animals.
Uninsured motorist
When the other driver can't pay.
Medical payments
Medical bills for you & your passengers.
Add-ons
Fill the gaps.
Coverage that standard policies leave out.
Flood
Not included in homeowners policies. Often required in flood zones.
Umbrella
Extra liability coverage above your home & auto limits.
Scheduled property
Jewelry, art & collectibles above standard limits.
Water backup
Sewer & drain backup, excluded from many base policies.
How to choose
Three questions to ask.
01
What would it cost to rebuild?
Insure your home for its rebuild cost, not its market value.
02
How much could I be sued for?
Set liability limits that protect your savings & home equity.
03
What deductible can I afford?
A higher deductible lowers your premium. Pick one you could pay tomorrow.
Compare insurance rates in minutes.
Licensed agents. Top-rated carriers.
Frequently asked questions
Frequently asked questions.
Yes. Lenders require homeowners insurance before closing. We can quote it while your loan is in process so it's ready on time.
No. Standard homeowners policies exclude flood. Flood insurance is a separate policy, and may be required if your home is in a flood zone.
Bundling home or renters with auto usually earns a multi-policy discount, plus one agency and one renewal date.
Enough to protect your assets. Many clients choose $300,000 or more, and add an umbrella policy for extra protection.
Our licensed agents compare quotes from multiple top-rated carriers so you can choose the coverage and price that fit.
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