Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.500%
APR7.500%
Points−0.875
Points cost$3,500 credit
Est. payment$2,797/mo
7.375%
APR7.375%
Points−0.375
Points cost$1,500 credit
Est. payment$2,763/mo
7.250%
APR7.250%
Points0.000
Points costNo points
Est. payment$2,729/mo
7.125%
APR7.200%
Points0.750
Points cost$3,000 upfront
Est. payment$2,695/mo
7.000%
APR7.112%
Points1.125
Points cost$4,500 upfront
Est. payment$2,661/mo
6.875%
APR7.037%
Points1.625
Points cost$6,500 upfront
Est. payment$2,628/mo
6.750%
APR6.974%
Points2.250
Points cost$9,000 upfront
Est. payment$2,594/mo
6.625%
APR6.897%
Points2.750
Points cost$11,000 upfront
Est. payment$2,561/mo
Conventional 20-Year Fixed Mortgage Rates
7.500%
APR7.500%
Points−0.750
Points cost$3,000 credit
Est. payment$3,222/mo
7.375%
APR7.375%
Points−0.625
Points cost$2,500 credit
Est. payment$3,192/mo
7.250%
APR7.250%
Points0.000
Points costNo points
Est. payment$3,162/mo
7.125%
APR7.157%
Points0.250
Points cost$1,000 upfront
Est. payment$3,131/mo
7.000%
APR7.081%
Points0.625
Points cost$2,500 upfront
Est. payment$3,101/mo
6.875%
APR7.021%
Points1.125
Points cost$4,500 upfront
Est. payment$3,071/mo
6.750%
APR6.960%
Points1.625
Points cost$6,500 upfront
Est. payment$3,041/mo
6.625%
APR6.883%
Points2.000
Points cost$8,000 upfront
Est. payment$3,012/mo
6.500%
APR6.806%
Points2.375
Points cost$9,500 upfront
Est. payment$2,982/mo
Conventional 15-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.625
Points cost$2,500 credit
Est. payment$3,595/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$3,567/mo
6.750%
APR6.770%
Points0.125
Points cost$500 upfront
Est. payment$3,540/mo
6.625%
APR6.685%
Points0.375
Points cost$1,500 upfront
Est. payment$3,512/mo
6.500%
APR6.580%
Points0.500
Points cost$2,000 upfront
Est. payment$3,484/mo
6.375%
APR6.514%
Points0.875
Points cost$3,500 upfront
Est. payment$3,457/mo
6.250%
APR6.468%
Points1.375
Points cost$5,500 upfront
Est. payment$3,430/mo
6.125%
APR6.423%
Points1.875
Points cost$7,500 upfront
Est. payment$3,403/mo
6.000%
APR6.357%
Points2.250
Points cost$9,000 upfront
Est. payment$3,375/mo
5.875%
APR6.292%
Points2.625
Points cost$10,500 upfront
Est. payment$3,348/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.625
Points cost$2,500 credit
Est. payment$4,644/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$4,619/mo
6.750%
APR6.778%
Points0.125
Points cost$500 upfront
Est. payment$4,593/mo
6.625%
APR6.709%
Points0.375
Points cost$1,500 upfront
Est. payment$4,567/mo
6.500%
APR6.640%
Points0.625
Points cost$2,500 upfront
Est. payment$4,542/mo
6.375%
APR6.599%
Points1.000
Points cost$4,000 upfront
Est. payment$4,517/mo
6.250%
APR6.558%
Points1.375
Points cost$5,500 upfront
Est. payment$4,491/mo
6.125%
APR6.546%
Points1.875
Points cost$7,500 upfront
Est. payment$4,466/mo
6.000%
APR6.477%
Points2.125
Points cost$8,500 upfront
Est. payment$4,441/mo
5.875%
APR6.436%
Points2.500
Points cost$10,000 upfront
Est. payment$4,416/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.375%
APR7.412%
Points−0.875
Points cost$3,544 credit
Est. payment$2,797/mo
7.125%
APR7.174%
Points−0.750
Points cost$3,038 credit
Est. payment$2,729/mo
7.000%
APR7.061%
Points−0.625
Points cost$2,531 credit
Est. payment$2,694/mo
6.875%
APR6.998%
Points0.000
Points costNo points
Est. payment$2,661/mo
6.750%
APR6.909%
Points0.375
Points cost$1,519 upfront
Est. payment$2,627/mo
6.625%
APR6.820%
Points0.750
Points cost$3,038 upfront
Est. payment$2,593/mo
6.500%
APR6.706%
Points0.875
Points cost$3,544 upfront
Est. payment$2,560/mo
6.375%
APR6.642%
Points1.500
Points cost$6,075 upfront
Est. payment$2,527/mo
6.250%
APR6.564%
Points2.000
Points cost$8,100 upfront
Est. payment$2,494/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
8.125%
APR8.157%
Points−1.000
Points cost$4,050 credit
Est. payment$3,419/mo
7.375%
APR7.422%
Points−0.875
Points cost$3,544 credit
Est. payment$3,232/mo
7.000%
APR7.079%
Points−0.625
Points cost$2,531 credit
Est. payment$3,140/mo
6.875%
APR7.035%
Points0.000
Points costNo points
Est. payment$3,110/mo
6.750%
APR6.958%
Points0.375
Points cost$1,519 upfront
Est. payment$3,079/mo
6.500%
APR6.771%
Points0.875
Points cost$3,544 upfront
Est. payment$3,020/mo
6.375%
APR6.727%
Points1.500
Points cost$6,075 upfront
Est. payment$2,990/mo
6.250%
APR6.666%
Points2.000
Points cost$8,100 upfront
Est. payment$2,960/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.860%
Points1.000
Points cost$4,050 upfront
Est. payment$3,528/mo
6.000%
APR6.375%
Points1.125
Points cost$4,556 upfront
Est. payment$3,418/mo
5.875%
APR6.309%
Points1.500
Points cost$6,075 upfront
Est. payment$3,390/mo
5.750%
APR6.243%
Points1.875
Points cost$7,594 upfront
Est. payment$3,363/mo
5.500%
APR6.111%
Points2.625
Points cost$10,631 upfront
Est. payment$3,309/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR7.007%
Points1.000
Points cost$4,050 upfront
Est. payment$4,599/mo
6.000%
APR6.530%
Points1.125
Points cost$4,556 upfront
Est. payment$4,496/mo
5.875%
APR6.490%
Points1.500
Points cost$6,075 upfront
Est. payment$4,471/mo
5.750%
APR6.450%
Points1.875
Points cost$7,594 upfront
Est. payment$4,446/mo
5.500%
APR6.369%
Points2.625
Points cost$10,631 upfront
Est. payment$4,395/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
7.125%
APR7.555%
Points−1.000
Points cost$4,070 credit
Est. payment$2,742/mo
7.000%
APR7.442%
Points−0.875
Points cost$3,561 credit
Est. payment$2,708/mo
6.875%
APR7.393%
Points0.000
Points costNo points
Est. payment$2,674/mo
6.750%
APR7.318%
Points0.375
Points cost$1,526 upfront
Est. payment$2,640/mo
6.625%
APR7.217%
Points0.625
Points cost$2,544 upfront
Est. payment$2,606/mo
6.500%
APR7.102%
Points0.750
Points cost$3,053 upfront
Est. payment$2,573/mo
6.375%
APR7.052%
Points1.500
Points cost$6,105 upfront
Est. payment$2,539/mo
6.250%
APR6.989%
Points2.125
Points cost$8,649 upfront
Est. payment$2,506/mo
FHA 20-Year Fixed Mortgage Rates
7.125%
APR7.641%
Points−1.000
Points cost$4,070 credit
Est. payment$3,186/mo
7.000%
APR7.532%
Points−0.875
Points cost$3,561 credit
Est. payment$3,155/mo
6.875%
APR7.507%
Points0.000
Points costNo points
Est. payment$3,125/mo
6.750%
APR7.448%
Points0.375
Points cost$1,526 upfront
Est. payment$3,095/mo
6.625%
APR7.355%
Points0.625
Points cost$2,544 upfront
Est. payment$3,065/mo
6.500%
APR7.245%
Points0.750
Points cost$3,053 upfront
Est. payment$3,034/mo
6.375%
APR7.220%
Points1.500
Points cost$6,105 upfront
Est. payment$3,005/mo
6.250%
APR7.178%
Points2.125
Points cost$8,649 upfront
Est. payment$2,975/mo
FHA 15-Year Fixed Mortgage Rates
6.500%
APR7.061%
Points0.875
Points cost$3,561 upfront
Est. payment$3,545/mo
6.000%
APR6.575%
Points1.000
Points cost$4,070 upfront
Est. payment$3,435/mo
5.875%
APR6.530%
Points1.500
Points cost$6,105 upfront
Est. payment$3,407/mo
5.750%
APR6.485%
Points2.000
Points cost$8,140 upfront
Est. payment$3,380/mo
5.625%
APR6.420%
Points2.375
Points cost$9,666 upfront
Est. payment$3,353/mo
5.500%
APR6.334%
Points2.625
Points cost$10,684 upfront
Est. payment$3,326/mo
FHA 10-Year Fixed Mortgage Rates
6.500%
APR7.238%
Points0.875
Points cost$3,561 upfront
Est. payment$4,621/mo
6.000%
APR6.761%
Points1.000
Points cost$4,070 upfront
Est. payment$4,519/mo
5.875%
APR6.751%
Points1.500
Points cost$6,105 upfront
Est. payment$4,493/mo
5.750%
APR6.740%
Points2.000
Points cost$8,140 upfront
Est. payment$4,468/mo
5.625%
APR6.701%
Points2.375
Points cost$9,666 upfront
Est. payment$4,442/mo
5.500%
APR6.632%
Points2.625
Points cost$10,684 upfront
Est. payment$4,417/mo
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Mortgage rates near Louisville
All Kentucky mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.