Home insurance in North Carolina, shopped for you.

We compare 20 carriers for you. Believe It.

We write home insurance in North Carolina. Family owned since 1997.

20%

average client savings

carriers compared

Get my quoteFree · about 3 minutes

Shopped for you

20%

average client savings

Our agents compare 20 carriers, and you get options the same business day. We re-shop at renewal if your rate goes up.

5.0 Zillow · 800+ reviews

4.8 Google · 600+ reviews

A+ BBB · Accredited

Family owned & operatedSince 199765,000+ clients

North Carolina essentials

Wind & hail deductible: Often a percentage of your dwelling coverage, not a flat amount.¹
Named storms: Some policies carry a separate named-storm deductible.¹
Flood is separate: Homeowners policies exclude it. NFIP: up to $250,000 building, $100,000 contents.^2,3

What's a named-storm deductible?

A separate deductible for wind, hail or named-storm damage, often a percentage of your dwelling coverage: 2% of $300,000 is $6,000.¹

Is flood covered?

No. Flood is a separate policy. A new NFIP policy usually takes 30 days to start, but there's no wait if you buy it while getting your mortgage.²

Do I need a CapCenter mortgage?

No. Anyone can get a quote.

What if my rate goes up at renewal?

We re-shop at renewal if your rate goes up.

Coverage descriptions are general and for education only. Your policy's terms govern; coverage varies by carrier and state.

Nearby

Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Equal Housing Lender.