CapCenter
Virginia Beach, VA · Rates for Oct 30, 2026

Veteran (VA) Loans in Hampton Roads, Virginia

  • ZERO Closing Costs on eligible loans
  • Free quote. No credit check.
  • Local experts, family-owned since 1997
  • ZERO Closing Costs
  • 4.8 Google
  • 5.0 Zillow
  • NMLS #67717
6.750%30-year fixed · 6.872% APR

0% down, no PMI and ZERO Closing Costs.

Monthly principal & interest
$2,594
Lender fees
$3,180 ZERO
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Rate as of Oct 30, 2026, 4:58 PM ET for a $500,000 home, 20% down, 780+ credit, primary home. Restrictions apply. Example: the payment applies that rate to your numbers, principal and interest only. Your rate may differ. A VA Funding Fee may apply.

Lender fees you won’t pay

$3,180
typical lender and title fees, paid or waived by CapCenter
  • Origination fee$1,300ZERO
  • Appraisal$500ZERO
  • Settlement, title services & lender’s title$1,220ZERO
  • Credit, data & flood$160ZERO

Example Typical fees on a $500,000 purchase quote in Richmond, VA. Your quote shows yours. A VA Funding Fee may still apply.

“Refinanced our house through CapCenter and it was the easiest, most pain-free mortgage experience I’ve ever had. […]”
Chris C.Refinanced · Richmond, VA · Google review, excerpt

Family-owned since 1997

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Our Hampton Roads office

301 Bendix Rd #405
Virginia Beach, VA 23452

757-456-1800
Veteran 30-yrPointsAPR
6.750%0.0006.872%
6.625%0.3756.783%
6.375%1.1256.604%

Virginia Beach rates page, Veteran table, Oct 30, 2026: $500,000 home, 20% down. See rates

How it works

  1. See my rate

    Free. No credit check.

  2. Get pre-approved

    About 15 minutes online.

  3. Close with ZERO

    We pay or waive the lender fees.

Local in Hampton Roads

Hampton Roads loans closed
4,700+all loan types
2026 FHA limit
$757,850one unit, all of Hampton Roads
2026 conforming limit
$832,750one unit

Questions

Who can get a Veteran (VA) loan?

Veterans, active-duty military and surviving spouses.

How much down payment do I need?

0% down, with no private mortgage insurance.

Do Veteran (VA) loans get ZERO Closing Costs?

Yes, on eligible loans. A VA Funding Fee may still apply.

Is there an office in Hampton Roads?

Yes. 301 Bendix Rd #405, Virginia Beach.

Nearby
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Equal Housing Lender. Rates are estimates and subject to change without notice.
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