$300K bal. · Chesapeake$500,000 home · $300,000 balance · Chesapeake, VA · 780+ · Primary
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Conventional
Conventional 30-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
7.125%7.125% APR0.0007.125%ZERO7.000%7.037% APR0.3757.037%ZERO6.875%6.962% APR0.8756.962%ZERO6.750%6.886% APR1.3756.886%ZERO6.625%6.822% APR2.0006.822%ZEROConventional 15-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
6.875%6.875% APR0.0006.875%ZERO6.625%6.685% APR0.3756.685%ZERO6.375%6.534% APR1.0006.534%ZERO6.250%6.468% APR1.3756.468%ZERO6.125%6.423% APR1.8756.423%ZEROVeteran
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
Veteran 30-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.750%6.823% APR0.2506.823%ZERO6.625%6.710% APR0.3756.710%ZERO6.375%6.532% APR1.1256.532%ZERO6.250%6.467% APR1.7506.467%ZEROVeteran 15-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.500%6.720% APR0.8756.720%ZERO6.000%6.256% APR1.1256.256%ZERO5.875%6.191% APR1.5006.191%ZERO5.750%6.144% APR2.0006.144%ZEROFHA
FHA 30-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
6.750%7.266% APR0.0007.266%ZERO6.500%7.076% APR0.5007.076%ZERO6.375%7.000% APR1.0007.000%ZERO6.250%6.937% APR1.6256.937%ZEROFHA 15-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.500%7.019% APR0.6257.019%ZERO6.125%6.660% APR0.7506.660%ZERO6.000%6.595% APR1.1256.595%ZERO5.875%6.551% APR1.6256.551%ZERO5.625%6.358% APR2.0006.358%ZEROLike one of these rates? See your full quote.
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2026 loan limits
The 2026 conforming loan limit in Chesapeake, VA is $832,750 for a one-unit home. The 2026 FHA loan limit in Chesapeake, VA is $757,850 for a one-unit home.
Chesapeake is an independent city, so it has its own county-level limits.
| Units | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $757,850 |
| 2 units | $1,066,250 | $970,200 |
| 3 units | $1,288,800 | $1,172,750 |
| 4 units | $1,601,750 | $1,457,450 |
2026 limits for Chesapeake, VA. Sources: FHFA 2026 conforming loan limits and HUD 2026 FHA mortgage limits.
In this area
Mortgage rates near Chesapeake
All Virginia mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.