$300K bal. · Philadelphia County$500,000 home · $300,000 balance · Philadelphia County, PA · 780+ · Primary
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Conventional
Conventional 30-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
7.000%7.000% APR0.0007.000%ZERO6.875%6.900% APR0.2506.900%ZERO6.750%6.824% APR0.7506.824%ZERO6.625%6.760% APR1.3756.760%ZERO6.500%6.695% APR2.0006.695%ZEROConventional 15-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
6.625%6.625% APR0.0006.625%ZERO6.375%6.474% APR0.6256.474%ZERO6.250%6.409% APR1.0006.409%ZERO6.125%6.363% APR1.5006.363%ZERO5.875%6.211% APR2.1256.211%ZEROVeteran
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
Veteran 30-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.625%6.686% APR0.1256.686%ZERO6.500%6.584% APR0.3756.584%ZERO6.375%6.507% APR0.8756.507%ZERO6.250%6.442% APR1.5006.442%ZERO6.125%6.364% APR2.0006.364%ZEROVeteran 15-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.500%6.659% APR0.5006.659%ZERO6.000%6.197% APR0.7506.197%ZERO5.875%6.130% APR1.1256.130%ZERO5.750%6.064% APR1.5006.064%ZERO5.500%5.892% APR2.0005.892%ZEROFHA
FHA 30-yr fixed rates
No pointsRatePointsAPRClosingClosing costs
6.625%7.152% APR0.0007.152%ZERO6.375%6.961% APR0.6256.961%ZERO6.250%6.911% APR1.3756.911%ZERO6.125%6.834% APR1.8756.834%ZERO6.000%6.731% APR2.1256.731%ZEROFHA 15-yr fixed rates
Fewest pointsRatePointsAPRClosingClosing costs
6.500%6.957% APR0.2506.957%ZERO6.125%6.599% APR0.3756.599%ZERO5.875%6.468% APR1.1256.468%ZERO5.625%6.297% APR1.6256.297%ZERO5.500%6.231% APR2.0006.231%ZEROLike one of these rates? See your full quote.
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2026 loan limits
The 2026 conforming loan limit in Philadelphia County, PA is $832,750 for a one-unit home. The 2026 FHA loan limit in Philadelphia County, PA is $630,200 for a one-unit home.
| Units | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $630,200 |
| 2 units | $1,066,250 | $806,750 |
| 3 units | $1,288,800 | $975,200 |
| 4 units | $1,601,750 | $1,211,950 |
2026 limits for Philadelphia County, PA. Sources: FHFA 2026 conforming loan limits and HUD 2026 FHA mortgage limits.
In this area
Mortgage rates near Philadelphia County
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Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.Nearby for Philadelphia County· refinance & loan limits
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