Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.500%
APR7.500%
Points−0.375
Points cost$1,500 credit
Est. payment$2,797/mo
7.375%
APR7.375%
Points0.000
Points costNo points
Est. payment$2,763/mo
7.250%
APR7.301%
Points0.500
Points cost$2,000 upfront
Est. payment$2,729/mo
7.125%
APR7.238%
Points1.125
Points cost$4,500 upfront
Est. payment$2,695/mo
7.000%
APR7.176%
Points1.750
Points cost$7,000 upfront
Est. payment$2,661/mo
6.875%
APR7.100%
Points2.250
Points cost$9,000 upfront
Est. payment$2,628/mo
6.750%
APR7.024%
Points2.750
Points cost$11,000 upfront
Est. payment$2,594/mo
Conventional 20-Year Fixed Mortgage Rates
7.375%
APR7.375%
Points0.000
Points costNo points
Est. payment$3,192/mo
7.250%
APR7.299%
Points0.375
Points cost$1,500 upfront
Est. payment$3,162/mo
7.125%
APR7.272%
Points1.125
Points cost$4,500 upfront
Est. payment$3,131/mo
7.000%
APR7.213%
Points1.625
Points cost$6,500 upfront
Est. payment$3,101/mo
6.875%
APR7.136%
Points2.000
Points cost$8,000 upfront
Est. payment$3,071/mo
6.750%
APR7.076%
Points2.500
Points cost$10,000 upfront
Est. payment$3,041/mo
6.625%
APR6.966%
Points2.625
Points cost$10,500 upfront
Est. payment$3,012/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$3,567/mo
6.750%
APR6.790%
Points0.250
Points cost$1,000 upfront
Est. payment$3,540/mo
6.625%
APR6.725%
Points0.625
Points cost$2,500 upfront
Est. payment$3,512/mo
6.500%
APR6.660%
Points1.000
Points cost$4,000 upfront
Est. payment$3,484/mo
6.375%
APR6.594%
Points1.375
Points cost$5,500 upfront
Est. payment$3,457/mo
6.250%
APR6.549%
Points1.875
Points cost$7,500 upfront
Est. payment$3,430/mo
6.125%
APR6.484%
Points2.250
Points cost$9,000 upfront
Est. payment$3,403/mo
6.000%
APR6.438%
Points2.750
Points cost$11,000 upfront
Est. payment$3,375/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.375
Points cost$1,500 credit
Est. payment$4,644/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$4,619/mo
6.750%
APR6.806%
Points0.250
Points cost$1,000 upfront
Est. payment$4,593/mo
6.625%
APR6.794%
Points0.750
Points cost$3,000 upfront
Est. payment$4,567/mo
6.500%
APR6.753%
Points1.125
Points cost$4,500 upfront
Est. payment$4,542/mo
6.375%
APR6.713%
Points1.500
Points cost$6,000 upfront
Est. payment$4,517/mo
6.250%
APR6.672%
Points1.875
Points cost$7,500 upfront
Est. payment$4,491/mo
6.125%
APR6.660%
Points2.375
Points cost$9,500 upfront
Est. payment$4,466/mo
6.000%
APR6.620%
Points2.750
Points cost$11,000 upfront
Est. payment$4,441/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.375%
APR7.399%
Points−1.000
Points cost$4,050 credit
Est. payment$2,797/mo
7.000%
APR7.086%
Points−0.375
Points cost$1,519 credit
Est. payment$2,694/mo
6.875%
APR7.010%
Points0.125
Points cost$506 upfront
Est. payment$2,661/mo
6.750%
APR6.934%
Points0.625
Points cost$2,531 upfront
Est. payment$2,627/mo
6.500%
APR6.769%
Points1.500
Points cost$6,075 upfront
Est. payment$2,560/mo
6.375%
APR6.704%
Points2.125
Points cost$8,606 upfront
Est. payment$2,527/mo
6.250%
APR6.627%
Points2.625
Points cost$10,631 upfront
Est. payment$2,494/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.125%
APR7.221%
Points−0.500
Points cost$2,025 credit
Est. payment$3,170/mo
7.000%
APR7.112%
Points−0.375
Points cost$1,519 credit
Est. payment$3,140/mo
6.875%
APR7.052%
Points0.125
Points cost$506 upfront
Est. payment$3,110/mo
6.750%
APR6.991%
Points0.625
Points cost$2,531 upfront
Est. payment$3,079/mo
6.500%
APR6.854%
Points1.500
Points cost$6,075 upfront
Est. payment$3,020/mo
6.375%
APR6.809%
Points2.125
Points cost$8,606 upfront
Est. payment$2,990/mo
6.250%
APR6.748%
Points2.625
Points cost$10,631 upfront
Est. payment$2,960/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.942%
Points1.500
Points cost$6,075 upfront
Est. payment$3,528/mo
6.125%
APR6.603%
Points1.750
Points cost$7,088 upfront
Est. payment$3,445/mo
6.000%
APR6.517%
Points2.000
Points cost$8,100 upfront
Est. payment$3,418/mo
5.875%
APR6.452%
Points2.375
Points cost$9,619 upfront
Est. payment$3,390/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.125%
APR6.801%
Points1.750
Points cost$7,088 upfront
Est. payment$4,522/mo
6.000%
APR6.732%
Points2.000
Points cost$8,100 upfront
Est. payment$4,496/mo
5.875%
APR6.692%
Points2.375
Points cost$9,619 upfront
Est. payment$4,471/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
7.000%
APR7.455%
Points−0.750
Points cost$3,053 credit
Est. payment$2,708/mo
6.875%
APR7.407%
Points0.000
Points costNo points
Est. payment$2,674/mo
6.750%
APR7.318%
Points0.375
Points cost$1,526 upfront
Est. payment$2,640/mo
6.625%
APR7.243%
Points0.875
Points cost$3,561 upfront
Est. payment$2,606/mo
6.500%
APR7.154%
Points1.250
Points cost$5,088 upfront
Est. payment$2,573/mo
6.375%
APR7.065%
Points1.625
Points cost$6,614 upfront
Est. payment$2,539/mo
6.250%
APR7.015%
Points2.375
Points cost$9,666 upfront
Est. payment$2,506/mo
FHA 20-Year Fixed Mortgage Rates
6.625%
APR7.406%
Points1.000
Points cost$4,070 upfront
Est. payment$3,065/mo
6.500%
APR7.330%
Points1.375
Points cost$5,596 upfront
Est. payment$3,034/mo
6.375%
APR7.271%
Points1.875
Points cost$7,631 upfront
Est. payment$3,005/mo
6.250%
APR7.212%
Points2.375
Points cost$9,666 upfront
Est. payment$2,975/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.784%
Points1.500
Points cost$6,105 upfront
Est. payment$3,462/mo
6.000%
APR6.719%
Points1.875
Points cost$7,631 upfront
Est. payment$3,435/mo
5.875%
APR6.675%
Points2.375
Points cost$9,666 upfront
Est. payment$3,407/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR7.004%
Points1.500
Points cost$6,105 upfront
Est. payment$4,544/mo
6.000%
APR6.965%
Points1.875
Points cost$7,631 upfront
Est. payment$4,519/mo
5.875%
APR6.955%
Points2.375
Points cost$9,666 upfront
Est. payment$4,493/mo
Like one of these rates? See your full quote.
Savings, monthly payment & cash to close — itemized, no sign-up.
Mortgage rates near Tampa
All Florida mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.