Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.125%
APR7.125%
Points−1.000
Points cost$4,000 credit
Est. payment$2,695/mo
7.000%
APR7.000%
Points−0.625
Points cost$2,500 credit
Est. payment$2,661/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$2,628/mo
6.750%
APR6.787%
Points0.375
Points cost$1,500 upfront
Est. payment$2,594/mo
6.625%
APR6.735%
Points1.125
Points cost$4,500 upfront
Est. payment$2,561/mo
6.500%
APR6.658%
Points1.625
Points cost$6,500 upfront
Est. payment$2,528/mo
6.375%
APR6.581%
Points2.125
Points cost$8,500 upfront
Est. payment$2,495/mo
6.250%
APR6.516%
Points2.750
Points cost$11,000 upfront
Est. payment$2,463/mo
Conventional 20-Year Fixed Mortgage Rates
7.125%
APR7.125%
Points−0.875
Points cost$3,500 credit
Est. payment$3,131/mo
7.000%
APR7.000%
Points−0.500
Points cost$2,000 credit
Est. payment$3,101/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$3,071/mo
6.750%
APR6.782%
Points0.250
Points cost$1,000 upfront
Est. payment$3,041/mo
6.625%
APR6.721%
Points0.750
Points cost$3,000 upfront
Est. payment$3,012/mo
6.500%
APR6.628%
Points1.000
Points cost$4,000 upfront
Est. payment$2,982/mo
6.375%
APR6.566%
Points1.500
Points cost$6,000 upfront
Est. payment$2,953/mo
6.250%
APR6.505%
Points2.000
Points cost$8,000 upfront
Est. payment$2,924/mo
6.125%
APR6.427%
Points2.375
Points cost$9,500 upfront
Est. payment$2,895/mo
Conventional 15-Year Fixed Mortgage Rates
6.750%
APR6.750%
Points−0.875
Points cost$3,500 credit
Est. payment$3,540/mo
6.625%
APR6.625%
Points−0.500
Points cost$2,000 credit
Est. payment$3,512/mo
6.500%
APR6.500%
Points−0.250
Points cost$1,000 credit
Est. payment$3,484/mo
6.375%
APR6.375%
Points0.000
Points costNo points
Est. payment$3,457/mo
6.250%
APR6.329%
Points0.500
Points cost$2,000 upfront
Est. payment$3,430/mo
6.125%
APR6.283%
Points1.000
Points cost$4,000 upfront
Est. payment$3,403/mo
6.000%
APR6.197%
Points1.250
Points cost$5,000 upfront
Est. payment$3,375/mo
5.875%
APR6.131%
Points1.625
Points cost$6,500 upfront
Est. payment$3,348/mo
5.750%
APR6.085%
Points2.125
Points cost$8,500 upfront
Est. payment$3,322/mo
5.625%
APR6.018%
Points2.500
Points cost$10,000 upfront
Est. payment$3,295/mo
Conventional 10-Year Fixed Mortgage Rates
6.750%
APR6.750%
Points−0.875
Points cost$3,500 credit
Est. payment$4,593/mo
6.625%
APR6.625%
Points−0.500
Points cost$2,000 credit
Est. payment$4,567/mo
6.500%
APR6.500%
Points0.000
Points costNo points
Est. payment$4,542/mo
6.375%
APR6.431%
Points0.250
Points cost$1,000 upfront
Est. payment$4,517/mo
6.125%
APR6.292%
Points0.750
Points cost$3,000 upfront
Est. payment$4,466/mo
6.000%
APR6.279%
Points1.250
Points cost$5,000 upfront
Est. payment$4,441/mo
5.875%
APR6.209%
Points1.500
Points cost$6,000 upfront
Est. payment$4,416/mo
5.750%
APR6.196%
Points2.000
Points cost$8,000 upfront
Est. payment$4,391/mo
5.625%
APR6.155%
Points2.375
Points cost$9,500 upfront
Est. payment$4,366/mo
5.500%
APR6.086%
Points2.625
Points cost$10,500 upfront
Est. payment$4,341/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.672%
Points−0.750
Points cost$3,038 credit
Est. payment$2,593/mo
6.500%
APR6.595%
Points0.000
Points costNo points
Est. payment$2,560/mo
6.375%
APR6.506%
Points0.125
Points cost$506 upfront
Est. payment$2,527/mo
6.250%
APR6.441%
Points0.750
Points cost$3,038 upfront
Est. payment$2,494/mo
6.125%
APR6.375%
Points1.375
Points cost$5,569 upfront
Est. payment$2,461/mo
6.000%
APR6.285%
Points1.750
Points cost$7,088 upfront
Est. payment$2,428/mo
5.875%
APR6.207%
Points2.250
Points cost$9,113 upfront
Est. payment$2,396/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.687%
Points−0.750
Points cost$3,038 credit
Est. payment$3,049/mo
6.500%
APR6.626%
Points0.000
Points costNo points
Est. payment$3,020/mo
6.375%
APR6.564%
Points0.250
Points cost$1,013 upfront
Est. payment$2,990/mo
6.250%
APR6.503%
Points0.750
Points cost$3,038 upfront
Est. payment$2,960/mo
6.125%
APR6.457%
Points1.375
Points cost$5,569 upfront
Est. payment$2,931/mo
6.000%
APR6.379%
Points1.750
Points cost$7,088 upfront
Est. payment$2,902/mo
5.875%
APR6.317%
Points2.250
Points cost$9,113 upfront
Est. payment$2,872/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.803%
Points−0.125
Points cost$506 credit
Est. payment$3,556/mo
6.125%
APR6.320%
Points0.000
Points costNo points
Est. payment$3,445/mo
6.000%
APR6.274%
Points0.500
Points cost$2,025 upfront
Est. payment$3,418/mo
5.875%
APR6.208%
Points0.875
Points cost$3,544 upfront
Est. payment$3,390/mo
5.625%
APR6.016%
Points1.250
Points cost$5,063 upfront
Est. payment$3,336/mo
5.500%
APR5.950%
Points1.625
Points cost$6,581 upfront
Est. payment$3,309/mo
5.375%
APR5.883%
Points2.000
Points cost$8,100 upfront
Est. payment$3,282/mo
5.250%
APR5.837%
Points2.500
Points cost$10,125 upfront
Est. payment$3,256/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.875%
Points−0.125
Points cost$506 credit
Est. payment$4,624/mo
6.125%
APR6.401%
Points0.000
Points costNo points
Est. payment$4,522/mo
6.000%
APR6.388%
Points0.500
Points cost$2,025 upfront
Est. payment$4,496/mo
5.875%
APR6.347%
Points0.875
Points cost$3,544 upfront
Est. payment$4,471/mo
5.625%
APR6.180%
Points1.250
Points cost$5,063 upfront
Est. payment$4,420/mo
5.500%
APR6.139%
Points1.625
Points cost$6,581 upfront
Est. payment$4,395/mo
5.375%
APR6.098%
Points2.000
Points cost$8,100 upfront
Est. payment$4,370/mo
5.250%
APR6.086%
Points2.500
Points cost$10,125 upfront
Est. payment$4,345/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
6.625%
APR7.049%
Points−1.000
Points cost$4,070 credit
Est. payment$2,606/mo
6.500%
APR6.960%
Points−0.625
Points cost$2,544 credit
Est. payment$2,573/mo
6.375%
APR6.897%
Points0.000
Points costNo points
Est. payment$2,539/mo
6.250%
APR6.833%
Points0.625
Points cost$2,544 upfront
Est. payment$2,506/mo
6.125%
APR6.756%
Points1.125
Points cost$4,579 upfront
Est. payment$2,473/mo
6.000%
APR6.667%
Points1.500
Points cost$6,105 upfront
Est. payment$2,440/mo
5.875%
APR6.602%
Points2.125
Points cost$8,649 upfront
Est. payment$2,408/mo
5.750%
APR6.537%
Points2.750
Points cost$11,193 upfront
Est. payment$2,375/mo
FHA 20-Year Fixed Mortgage Rates
6.625%
APR7.154%
Points−0.875
Points cost$3,561 credit
Est. payment$3,065/mo
6.500%
APR7.077%
Points−0.500
Points cost$2,035 credit
Est. payment$3,034/mo
6.375%
APR7.018%
Points0.000
Points costNo points
Est. payment$3,005/mo
6.250%
APR6.974%
Points0.625
Points cost$2,544 upfront
Est. payment$2,975/mo
6.125%
APR6.914%
Points1.125
Points cost$4,579 upfront
Est. payment$2,945/mo
6.000%
APR6.837%
Points1.500
Points cost$6,105 upfront
Est. payment$2,916/mo
5.875%
APR6.794%
Points2.125
Points cost$8,649 upfront
Est. payment$2,887/mo
5.750%
APR6.750%
Points2.750
Points cost$11,193 upfront
Est. payment$2,857/mo
FHA 15-Year Fixed Mortgage Rates
6.625%
APR6.981%
Points−0.375
Points cost$1,526 credit
Est. payment$3,573/mo
6.125%
APR6.498%
Points0.000
Points costNo points
Est. payment$3,462/mo
6.000%
APR6.453%
Points0.250
Points cost$1,018 upfront
Est. payment$3,435/mo
5.875%
APR6.407%
Points0.750
Points cost$3,053 upfront
Est. payment$3,407/mo
5.625%
APR6.175%
Points0.875
Points cost$3,561 upfront
Est. payment$3,353/mo
5.500%
APR6.129%
Points1.375
Points cost$5,596 upfront
Est. payment$3,326/mo
5.375%
APR6.104%
Points2.000
Points cost$8,140 upfront
Est. payment$3,299/mo
5.250%
APR6.058%
Points2.500
Points cost$10,175 upfront
Est. payment$3,272/mo
FHA 10-Year Fixed Mortgage Rates
6.625%
APR7.075%
Points−0.375
Points cost$1,526 credit
Est. payment$4,647/mo
6.125%
APR6.601%
Points0.000
Points costNo points
Est. payment$4,544/mo
6.000%
APR6.589%
Points0.250
Points cost$1,018 upfront
Est. payment$4,519/mo
5.875%
APR6.577%
Points0.750
Points cost$3,053 upfront
Est. payment$4,493/mo
5.625%
APR6.353%
Points0.875
Points cost$3,561 upfront
Est. payment$4,442/mo
5.500%
APR6.342%
Points1.375
Points cost$5,596 upfront
Est. payment$4,417/mo
5.375%
APR6.359%
Points2.000
Points cost$8,140 upfront
Est. payment$4,392/mo
5.250%
APR6.348%
Points2.500
Points cost$10,175 upfront
Est. payment$4,367/mo
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Mortgage rates near Durham
All North Carolina mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.