Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.250%
APR7.250%
Points−0.875
Points cost$3,500 credit
Est. payment$2,729/mo
7.125%
APR7.125%
Points0.000
Points costNo points
Est. payment$2,695/mo
7.000%
APR7.025%
Points0.250
Points cost$1,000 upfront
Est. payment$2,661/mo
6.875%
APR6.949%
Points0.750
Points cost$3,000 upfront
Est. payment$2,628/mo
6.750%
APR6.873%
Points1.250
Points cost$5,000 upfront
Est. payment$2,594/mo
6.625%
APR6.822%
Points2.000
Points cost$8,000 upfront
Est. payment$2,561/mo
6.500%
APR6.733%
Points2.375
Points cost$9,500 upfront
Est. payment$2,528/mo
Conventional 20-Year Fixed Mortgage Rates
7.250%
APR7.250%
Points−1.000
Points cost$4,000 credit
Est. payment$3,162/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$3,071/mo
6.750%
APR6.782%
Points0.250
Points cost$1,000 upfront
Est. payment$3,041/mo
6.625%
APR6.721%
Points0.750
Points cost$3,000 upfront
Est. payment$3,012/mo
6.500%
APR6.644%
Points1.125
Points cost$4,500 upfront
Est. payment$2,982/mo
6.375%
APR6.566%
Points1.500
Points cost$6,000 upfront
Est. payment$2,953/mo
6.250%
APR6.521%
Points2.125
Points cost$8,500 upfront
Est. payment$2,924/mo
6.125%
APR6.459%
Points2.625
Points cost$10,500 upfront
Est. payment$2,895/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.875%
Points−1.000
Points cost$4,000 credit
Est. payment$3,567/mo
6.750%
APR6.750%
Points−0.500
Points cost$2,000 credit
Est. payment$3,540/mo
6.625%
APR6.625%
Points0.000
Points costNo points
Est. payment$3,512/mo
6.500%
APR6.520%
Points0.125
Points cost$500 upfront
Est. payment$3,484/mo
6.375%
APR6.454%
Points0.500
Points cost$2,000 upfront
Est. payment$3,457/mo
6.250%
APR6.409%
Points1.000
Points cost$4,000 upfront
Est. payment$3,430/mo
6.125%
APR6.363%
Points1.500
Points cost$6,000 upfront
Est. payment$3,403/mo
6.000%
APR6.257%
Points1.625
Points cost$6,500 upfront
Est. payment$3,375/mo
5.875%
APR6.211%
Points2.125
Points cost$8,500 upfront
Est. payment$3,348/mo
5.750%
APR6.165%
Points2.625
Points cost$10,500 upfront
Est. payment$3,322/mo
Conventional 10-Year Fixed Mortgage Rates
6.875%
APR6.875%
Points−0.750
Points cost$3,000 credit
Est. payment$4,619/mo
6.750%
APR6.750%
Points−0.500
Points cost$2,000 credit
Est. payment$4,593/mo
6.625%
APR6.625%
Points0.000
Points costNo points
Est. payment$4,567/mo
6.500%
APR6.584%
Points0.375
Points cost$1,500 upfront
Est. payment$4,542/mo
6.375%
APR6.543%
Points0.750
Points cost$3,000 upfront
Est. payment$4,517/mo
6.125%
APR6.404%
Points1.250
Points cost$5,000 upfront
Est. payment$4,466/mo
6.000%
APR6.392%
Points1.750
Points cost$7,000 upfront
Est. payment$4,441/mo
5.875%
APR6.322%
Points2.000
Points cost$8,000 upfront
Est. payment$4,416/mo
5.750%
APR6.310%
Points2.500
Points cost$10,000 upfront
Est. payment$4,391/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.750%
APR6.798%
Points−0.750
Points cost$3,038 credit
Est. payment$2,627/mo
6.625%
APR6.733%
Points0.000
Points costNo points
Est. payment$2,593/mo
6.500%
APR6.644%
Points0.250
Points cost$1,013 upfront
Est. payment$2,560/mo
6.375%
APR6.580%
Points0.875
Points cost$3,544 upfront
Est. payment$2,527/mo
6.250%
APR6.502%
Points1.375
Points cost$5,569 upfront
Est. payment$2,494/mo
6.125%
APR6.462%
Points2.250
Points cost$9,113 upfront
Est. payment$2,461/mo
6.000%
APR6.371%
Points2.625
Points cost$10,631 upfront
Est. payment$2,428/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.750%
APR6.812%
Points−0.750
Points cost$3,038 credit
Est. payment$3,079/mo
6.625%
APR6.767%
Points0.000
Points costNo points
Est. payment$3,049/mo
6.500%
APR6.690%
Points0.250
Points cost$1,013 upfront
Est. payment$3,020/mo
6.375%
APR6.645%
Points0.875
Points cost$3,544 upfront
Est. payment$2,990/mo
6.250%
APR6.584%
Points1.375
Points cost$5,569 upfront
Est. payment$2,960/mo
6.125%
APR6.572%
Points2.250
Points cost$9,113 upfront
Est. payment$2,931/mo
6.000%
APR6.494%
Points2.625
Points cost$10,631 upfront
Est. payment$2,902/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.884%
Points0.375
Points cost$1,519 upfront
Est. payment$3,556/mo
6.500%
APR6.778%
Points0.500
Points cost$2,025 upfront
Est. payment$3,528/mo
6.125%
APR6.441%
Points0.750
Points cost$3,038 upfront
Est. payment$3,445/mo
6.000%
APR6.355%
Points1.000
Points cost$4,050 upfront
Est. payment$3,418/mo
5.875%
APR6.289%
Points1.375
Points cost$5,569 upfront
Est. payment$3,390/mo
5.750%
APR6.223%
Points1.750
Points cost$7,088 upfront
Est. payment$3,363/mo
5.625%
APR6.117%
Points1.875
Points cost$7,594 upfront
Est. payment$3,336/mo
5.500%
APR6.050%
Points2.250
Points cost$9,113 upfront
Est. payment$3,309/mo
5.375%
APR5.984%
Points2.625
Points cost$10,631 upfront
Est. payment$3,282/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.989%
Points0.375
Points cost$1,519 upfront
Est. payment$4,624/mo
6.500%
APR6.892%
Points0.500
Points cost$2,025 upfront
Est. payment$4,599/mo
6.125%
APR6.571%
Points0.750
Points cost$3,038 upfront
Est. payment$4,522/mo
6.000%
APR6.502%
Points1.000
Points cost$4,050 upfront
Est. payment$4,496/mo
5.875%
APR6.461%
Points1.375
Points cost$5,569 upfront
Est. payment$4,471/mo
5.750%
APR6.421%
Points1.750
Points cost$7,088 upfront
Est. payment$4,446/mo
5.625%
APR6.323%
Points1.875
Points cost$7,594 upfront
Est. payment$4,420/mo
5.500%
APR6.282%
Points2.250
Points cost$9,113 upfront
Est. payment$4,395/mo
5.375%
APR6.242%
Points2.625
Points cost$10,631 upfront
Est. payment$4,370/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
6.750%
APR7.201%
Points−0.750
Points cost$3,053 credit
Est. payment$2,640/mo
6.625%
APR7.139%
Points0.000
Points costNo points
Est. payment$2,606/mo
6.500%
APR7.037%
Points0.125
Points cost$509 upfront
Est. payment$2,573/mo
6.375%
APR6.948%
Points0.500
Points cost$2,035 upfront
Est. payment$2,539/mo
6.250%
APR6.911%
Points1.375
Points cost$5,596 upfront
Est. payment$2,506/mo
6.125%
APR6.847%
Points2.000
Points cost$8,140 upfront
Est. payment$2,473/mo
6.000%
APR6.757%
Points2.375
Points cost$9,666 upfront
Est. payment$2,440/mo
FHA 20-Year Fixed Mortgage Rates
6.750%
APR7.296%
Points−0.750
Points cost$3,053 credit
Est. payment$3,095/mo
6.625%
APR7.254%
Points0.000
Points costNo points
Est. payment$3,065/mo
6.500%
APR7.161%
Points0.125
Points cost$509 upfront
Est. payment$3,034/mo
6.375%
APR7.101%
Points0.625
Points cost$2,544 upfront
Est. payment$3,005/mo
6.250%
APR7.075%
Points1.375
Points cost$5,596 upfront
Est. payment$2,975/mo
6.125%
APR7.033%
Points2.000
Points cost$8,140 upfront
Est. payment$2,945/mo
6.000%
APR6.956%
Points2.375
Points cost$9,666 upfront
Est. payment$2,916/mo
FHA 15-Year Fixed Mortgage Rates
6.500%
APR6.957%
Points0.250
Points cost$1,018 upfront
Est. payment$3,545/mo
6.125%
APR6.599%
Points0.375
Points cost$1,526 upfront
Est. payment$3,462/mo
6.000%
APR6.554%
Points0.875
Points cost$3,561 upfront
Est. payment$3,435/mo
5.875%
APR6.510%
Points1.375
Points cost$5,596 upfront
Est. payment$3,407/mo
5.625%
APR6.297%
Points1.625
Points cost$6,614 upfront
Est. payment$3,353/mo
5.500%
APR6.251%
Points2.125
Points cost$8,649 upfront
Est. payment$3,326/mo
5.375%
APR6.206%
Points2.625
Points cost$10,684 upfront
Est. payment$3,299/mo
FHA 10-Year Fixed Mortgage Rates
6.500%
APR7.093%
Points0.250
Points cost$1,018 upfront
Est. payment$4,621/mo
6.125%
APR6.744%
Points0.375
Points cost$1,526 upfront
Est. payment$4,544/mo
6.000%
APR6.732%
Points0.875
Points cost$3,561 upfront
Est. payment$4,519/mo
5.875%
APR6.722%
Points1.375
Points cost$5,596 upfront
Est. payment$4,493/mo
5.625%
APR6.526%
Points1.625
Points cost$6,614 upfront
Est. payment$4,442/mo
5.500%
APR6.515%
Points2.125
Points cost$8,649 upfront
Est. payment$4,417/mo
5.375%
APR6.505%
Points2.625
Points cost$10,684 upfront
Est. payment$4,392/mo
Like one of these rates? See your full quote.
Savings, monthly payment & cash to close — itemized, no sign-up.
Mortgage rates near Fairfax
All Virginia mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.