Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.625%
APR7.625%
Points−0.875
Points cost$3,500 credit
Est. payment$2,831/mo
7.500%
APR7.500%
Points−0.500
Points cost$2,000 credit
Est. payment$2,797/mo
7.375%
APR7.375%
Points0.000
Points costNo points
Est. payment$2,763/mo
7.250%
APR7.288%
Points0.375
Points cost$1,500 upfront
Est. payment$2,729/mo
7.125%
APR7.226%
Points1.000
Points cost$4,000 upfront
Est. payment$2,695/mo
7.000%
APR7.150%
Points1.500
Points cost$6,000 upfront
Est. payment$2,661/mo
6.875%
APR7.075%
Points2.000
Points cost$8,000 upfront
Est. payment$2,628/mo
6.750%
APR6.999%
Points2.500
Points cost$10,000 upfront
Est. payment$2,594/mo
Conventional 20-Year Fixed Mortgage Rates
7.625%
APR7.625%
Points−0.875
Points cost$3,500 credit
Est. payment$3,253/mo
7.500%
APR7.500%
Points−0.500
Points cost$2,000 credit
Est. payment$3,222/mo
7.375%
APR7.375%
Points0.000
Points costNo points
Est. payment$3,192/mo
7.125%
APR7.174%
Points0.375
Points cost$1,500 upfront
Est. payment$3,131/mo
7.000%
APR7.097%
Points0.750
Points cost$3,000 upfront
Est. payment$3,101/mo
6.875%
APR7.021%
Points1.125
Points cost$4,500 upfront
Est. payment$3,071/mo
6.750%
APR6.977%
Points1.750
Points cost$7,000 upfront
Est. payment$3,041/mo
6.625%
APR6.883%
Points2.000
Points cost$8,000 upfront
Est. payment$3,012/mo
6.500%
APR6.806%
Points2.375
Points cost$9,500 upfront
Est. payment$2,982/mo
Conventional 15-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.500
Points cost$2,000 credit
Est. payment$3,595/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$3,567/mo
6.750%
APR6.790%
Points0.250
Points cost$1,000 upfront
Est. payment$3,540/mo
6.625%
APR6.725%
Points0.625
Points cost$2,500 upfront
Est. payment$3,512/mo
6.500%
APR6.620%
Points0.750
Points cost$3,000 upfront
Est. payment$3,484/mo
6.375%
APR6.554%
Points1.125
Points cost$4,500 upfront
Est. payment$3,457/mo
6.250%
APR6.489%
Points1.500
Points cost$6,000 upfront
Est. payment$3,430/mo
6.125%
APR6.463%
Points2.125
Points cost$8,500 upfront
Est. payment$3,403/mo
6.000%
APR6.398%
Points2.500
Points cost$10,000 upfront
Est. payment$3,375/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.500
Points cost$2,000 credit
Est. payment$4,644/mo
6.875%
APR6.875%
Points0.000
Points costNo points
Est. payment$4,619/mo
6.750%
APR6.834%
Points0.375
Points cost$1,500 upfront
Est. payment$4,593/mo
6.625%
APR6.737%
Points0.500
Points cost$2,000 upfront
Est. payment$4,567/mo
6.500%
APR6.697%
Points0.875
Points cost$3,500 upfront
Est. payment$4,542/mo
6.375%
APR6.656%
Points1.250
Points cost$5,000 upfront
Est. payment$4,517/mo
6.250%
APR6.615%
Points1.625
Points cost$6,500 upfront
Est. payment$4,491/mo
6.125%
APR6.603%
Points2.125
Points cost$8,500 upfront
Est. payment$4,466/mo
6.000%
APR6.534%
Points2.375
Points cost$9,500 upfront
Est. payment$4,441/mo
5.875%
APR6.494%
Points2.750
Points cost$11,000 upfront
Est. payment$4,416/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.375%
APR7.412%
Points−0.875
Points cost$3,544 credit
Est. payment$2,797/mo
7.000%
APR7.073%
Points−0.500
Points cost$2,025 credit
Est. payment$2,694/mo
6.875%
APR7.010%
Points0.125
Points cost$506 upfront
Est. payment$2,661/mo
6.750%
APR6.922%
Points0.500
Points cost$2,025 upfront
Est. payment$2,627/mo
6.625%
APR6.845%
Points1.000
Points cost$4,050 upfront
Est. payment$2,593/mo
6.500%
APR6.744%
Points1.250
Points cost$5,063 upfront
Est. payment$2,560/mo
6.375%
APR6.679%
Points1.875
Points cost$7,594 upfront
Est. payment$2,527/mo
6.250%
APR6.589%
Points2.250
Points cost$9,113 upfront
Est. payment$2,494/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.375%
APR7.422%
Points−0.875
Points cost$3,544 credit
Est. payment$3,232/mo
7.000%
APR7.095%
Points−0.500
Points cost$2,025 credit
Est. payment$3,140/mo
6.875%
APR7.052%
Points0.125
Points cost$506 upfront
Est. payment$3,110/mo
6.750%
APR6.975%
Points0.500
Points cost$2,025 upfront
Est. payment$3,079/mo
6.500%
APR6.821%
Points1.250
Points cost$5,063 upfront
Est. payment$3,020/mo
6.375%
APR6.776%
Points1.875
Points cost$7,594 upfront
Est. payment$2,990/mo
6.250%
APR6.699%
Points2.250
Points cost$9,113 upfront
Est. payment$2,960/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.860%
Points1.000
Points cost$4,050 upfront
Est. payment$3,528/mo
6.000%
APR6.415%
Points1.375
Points cost$5,569 upfront
Est. payment$3,418/mo
5.875%
APR6.350%
Points1.750
Points cost$7,088 upfront
Est. payment$3,390/mo
5.750%
APR6.304%
Points2.250
Points cost$9,113 upfront
Est. payment$3,363/mo
5.500%
APR6.132%
Points2.750
Points cost$11,138 upfront
Est. payment$3,309/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR7.007%
Points1.000
Points cost$4,050 upfront
Est. payment$4,599/mo
6.000%
APR6.588%
Points1.375
Points cost$5,569 upfront
Est. payment$4,496/mo
5.875%
APR6.548%
Points1.750
Points cost$7,088 upfront
Est. payment$4,471/mo
5.750%
APR6.536%
Points2.250
Points cost$9,113 upfront
Est. payment$4,446/mo
5.500%
APR6.398%
Points2.750
Points cost$11,138 upfront
Est. payment$4,395/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
7.250%
APR7.682%
Points−1.000
Points cost$4,070 credit
Est. payment$2,776/mo
7.000%
APR7.455%
Points−0.750
Points cost$3,053 credit
Est. payment$2,708/mo
6.875%
APR7.407%
Points0.000
Points costNo points
Est. payment$2,674/mo
6.750%
APR7.345%
Points0.625
Points cost$2,544 upfront
Est. payment$2,640/mo
6.625%
APR7.243%
Points0.875
Points cost$3,561 upfront
Est. payment$2,606/mo
6.500%
APR7.141%
Points1.125
Points cost$4,579 upfront
Est. payment$2,573/mo
6.375%
APR7.078%
Points1.750
Points cost$7,123 upfront
Est. payment$2,539/mo
6.250%
APR7.015%
Points2.375
Points cost$9,666 upfront
Est. payment$2,506/mo
FHA 20-Year Fixed Mortgage Rates
7.250%
APR7.767%
Points−1.000
Points cost$4,070 credit
Est. payment$3,217/mo
7.000%
APR7.548%
Points−0.750
Points cost$3,053 credit
Est. payment$3,155/mo
6.875%
APR7.524%
Points0.000
Points costNo points
Est. payment$3,125/mo
6.750%
APR7.482%
Points0.625
Points cost$2,544 upfront
Est. payment$3,095/mo
6.625%
APR7.389%
Points0.875
Points cost$3,561 upfront
Est. payment$3,065/mo
6.500%
APR7.296%
Points1.125
Points cost$4,579 upfront
Est. payment$3,034/mo
6.375%
APR7.254%
Points1.750
Points cost$7,123 upfront
Est. payment$3,005/mo
6.250%
APR7.212%
Points2.375
Points cost$9,666 upfront
Est. payment$2,975/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.701%
Points1.000
Points cost$4,070 upfront
Est. payment$3,462/mo
6.000%
APR6.636%
Points1.375
Points cost$5,596 upfront
Est. payment$3,435/mo
5.875%
APR6.592%
Points1.875
Points cost$7,631 upfront
Est. payment$3,407/mo
5.625%
APR6.441%
Points2.500
Points cost$10,175 upfront
Est. payment$3,353/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR6.888%
Points1.000
Points cost$4,070 upfront
Est. payment$4,544/mo
6.000%
APR6.848%
Points1.375
Points cost$5,596 upfront
Est. payment$4,519/mo
5.875%
APR6.838%
Points1.875
Points cost$7,631 upfront
Est. payment$4,493/mo
5.625%
APR6.730%
Points2.500
Points cost$10,175 upfront
Est. payment$4,442/mo
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Mortgage rates near Oconee County
All Georgia mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.