Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.250%
APR7.250%
Points−1.000
Points cost$4,000 credit
Est. payment$2,729/mo
7.125%
APR7.125%
Points0.000
Points costNo points
Est. payment$2,695/mo
7.000%
APR7.025%
Points0.250
Points cost$1,000 upfront
Est. payment$2,661/mo
6.875%
APR6.937%
Points0.625
Points cost$2,500 upfront
Est. payment$2,628/mo
6.750%
APR6.861%
Points1.125
Points cost$4,500 upfront
Est. payment$2,594/mo
6.625%
APR6.809%
Points1.875
Points cost$7,500 upfront
Est. payment$2,561/mo
6.500%
APR6.733%
Points2.375
Points cost$9,500 upfront
Est. payment$2,528/mo
Conventional 20-Year Fixed Mortgage Rates
7.250%
APR7.250%
Points−1.000
Points cost$4,000 credit
Est. payment$3,162/mo
7.125%
APR7.125%
Points−0.375
Points cost$1,500 credit
Est. payment$3,131/mo
7.000%
APR7.000%
Points0.000
Points costNo points
Est. payment$3,101/mo
6.875%
APR6.891%
Points0.125
Points cost$500 upfront
Est. payment$3,071/mo
6.750%
APR6.830%
Points0.625
Points cost$2,500 upfront
Est. payment$3,041/mo
6.625%
APR6.769%
Points1.125
Points cost$4,500 upfront
Est. payment$3,012/mo
6.500%
APR6.676%
Points1.375
Points cost$5,500 upfront
Est. payment$2,982/mo
6.375%
APR6.615%
Points1.875
Points cost$7,500 upfront
Est. payment$2,953/mo
6.250%
APR6.553%
Points2.375
Points cost$9,500 upfront
Est. payment$2,924/mo
Conventional 15-Year Fixed Mortgage Rates
6.750%
APR6.750%
Points−0.875
Points cost$3,500 credit
Est. payment$3,540/mo
6.625%
APR6.625%
Points−0.375
Points cost$1,500 credit
Est. payment$3,512/mo
6.500%
APR6.500%
Points0.000
Points costNo points
Est. payment$3,484/mo
6.375%
APR6.415%
Points0.250
Points cost$1,000 upfront
Est. payment$3,457/mo
6.250%
APR6.349%
Points0.625
Points cost$2,500 upfront
Est. payment$3,430/mo
6.125%
APR6.283%
Points1.000
Points cost$4,000 upfront
Est. payment$3,403/mo
6.000%
APR6.217%
Points1.375
Points cost$5,500 upfront
Est. payment$3,375/mo
5.875%
APR6.151%
Points1.750
Points cost$7,000 upfront
Est. payment$3,348/mo
5.750%
APR6.105%
Points2.250
Points cost$9,000 upfront
Est. payment$3,322/mo
5.625%
APR6.059%
Points2.750
Points cost$11,000 upfront
Est. payment$3,295/mo
Conventional 10-Year Fixed Mortgage Rates
6.750%
APR6.750%
Points−0.875
Points cost$3,500 credit
Est. payment$4,593/mo
6.625%
APR6.625%
Points−0.375
Points cost$1,500 credit
Est. payment$4,567/mo
6.500%
APR6.500%
Points0.000
Points costNo points
Est. payment$4,542/mo
6.375%
APR6.431%
Points0.250
Points cost$1,000 upfront
Est. payment$4,517/mo
6.250%
APR6.418%
Points0.750
Points cost$3,000 upfront
Est. payment$4,491/mo
6.125%
APR6.348%
Points1.000
Points cost$4,000 upfront
Est. payment$4,466/mo
6.000%
APR6.363%
Points1.625
Points cost$6,500 upfront
Est. payment$4,441/mo
5.875%
APR6.322%
Points2.000
Points cost$8,000 upfront
Est. payment$4,416/mo
5.750%
APR6.282%
Points2.375
Points cost$9,500 upfront
Est. payment$4,391/mo
5.625%
APR6.184%
Points2.500
Points cost$10,000 upfront
Est. payment$4,366/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.750%
APR6.773%
Points−1.000
Points cost$4,050 credit
Est. payment$2,627/mo
6.625%
APR6.697%
Points−0.500
Points cost$2,025 credit
Est. payment$2,593/mo
6.500%
APR6.608%
Points0.000
Points costNo points
Est. payment$2,560/mo
6.375%
APR6.530%
Points0.375
Points cost$1,519 upfront
Est. payment$2,527/mo
6.250%
APR6.465%
Points1.000
Points cost$4,050 upfront
Est. payment$2,494/mo
6.125%
APR6.400%
Points1.625
Points cost$6,581 upfront
Est. payment$2,461/mo
6.000%
APR6.322%
Points2.125
Points cost$8,606 upfront
Est. payment$2,428/mo
5.875%
APR6.231%
Points2.500
Points cost$10,125 upfront
Est. payment$2,396/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.750%
APR6.780%
Points−1.000
Points cost$4,050 credit
Est. payment$3,079/mo
6.625%
APR6.719%
Points−0.500
Points cost$2,025 credit
Est. payment$3,049/mo
6.500%
APR6.642%
Points0.000
Points costNo points
Est. payment$3,020/mo
6.375%
APR6.596%
Points0.500
Points cost$2,025 upfront
Est. payment$2,990/mo
6.250%
APR6.535%
Points1.000
Points cost$4,050 upfront
Est. payment$2,960/mo
6.125%
APR6.506%
Points1.750
Points cost$7,088 upfront
Est. payment$2,931/mo
6.000%
APR6.428%
Points2.125
Points cost$8,606 upfront
Est. payment$2,902/mo
5.875%
APR6.366%
Points2.625
Points cost$10,631 upfront
Est. payment$2,872/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.823%
Points0.000
Points costNo points
Est. payment$3,556/mo
6.500%
APR6.718%
Points0.125
Points cost$506 upfront
Est. payment$3,528/mo
6.125%
APR6.380%
Points0.375
Points cost$1,519 upfront
Est. payment$3,445/mo
6.000%
APR6.314%
Points0.750
Points cost$3,038 upfront
Est. payment$3,418/mo
5.875%
APR6.249%
Points1.125
Points cost$4,556 upfront
Est. payment$3,390/mo
5.625%
APR6.056%
Points1.500
Points cost$6,075 upfront
Est. payment$3,336/mo
5.500%
APR5.990%
Points1.875
Points cost$7,594 upfront
Est. payment$3,309/mo
5.375%
APR5.923%
Points2.250
Points cost$9,113 upfront
Est. payment$3,282/mo
5.250%
APR5.877%
Points2.750
Points cost$11,138 upfront
Est. payment$3,256/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.625%
APR6.904%
Points0.000
Points costNo points
Est. payment$4,624/mo
6.500%
APR6.806%
Points0.125
Points cost$506 upfront
Est. payment$4,599/mo
6.125%
APR6.486%
Points0.375
Points cost$1,519 upfront
Est. payment$4,522/mo
6.000%
APR6.445%
Points0.750
Points cost$3,038 upfront
Est. payment$4,496/mo
5.875%
APR6.404%
Points1.125
Points cost$4,556 upfront
Est. payment$4,471/mo
5.625%
APR6.237%
Points1.500
Points cost$6,075 upfront
Est. payment$4,420/mo
5.500%
APR6.196%
Points1.875
Points cost$7,594 upfront
Est. payment$4,395/mo
5.375%
APR6.156%
Points2.250
Points cost$9,113 upfront
Est. payment$4,370/mo
5.250%
APR6.144%
Points2.750
Points cost$11,138 upfront
Est. payment$4,345/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
6.625%
APR7.062%
Points−0.875
Points cost$3,561 credit
Est. payment$2,606/mo
6.500%
APR6.986%
Points−0.375
Points cost$1,526 credit
Est. payment$2,573/mo
6.375%
APR6.897%
Points0.000
Points costNo points
Est. payment$2,539/mo
6.250%
APR6.859%
Points0.875
Points cost$3,561 upfront
Est. payment$2,506/mo
6.125%
APR6.795%
Points1.500
Points cost$6,105 upfront
Est. payment$2,473/mo
6.000%
APR6.705%
Points1.875
Points cost$7,631 upfront
Est. payment$2,440/mo
5.875%
APR6.628%
Points2.375
Points cost$9,666 upfront
Est. payment$2,408/mo
FHA 20-Year Fixed Mortgage Rates
6.625%
APR7.170%
Points−0.750
Points cost$3,053 credit
Est. payment$3,065/mo
6.500%
APR7.094%
Points−0.375
Points cost$1,526 credit
Est. payment$3,034/mo
6.375%
APR7.018%
Points0.000
Points costNo points
Est. payment$3,005/mo
6.250%
APR7.008%
Points0.875
Points cost$3,561 upfront
Est. payment$2,975/mo
6.125%
APR6.965%
Points1.500
Points cost$6,105 upfront
Est. payment$2,945/mo
6.000%
APR6.888%
Points1.875
Points cost$7,631 upfront
Est. payment$2,916/mo
5.875%
APR6.828%
Points2.375
Points cost$9,666 upfront
Est. payment$2,887/mo
FHA 15-Year Fixed Mortgage Rates
6.500%
APR6.916%
Points0.000
Points costNo points
Est. payment$3,545/mo
6.125%
APR6.559%
Points0.125
Points cost$509 upfront
Est. payment$3,462/mo
6.000%
APR6.493%
Points0.500
Points cost$2,035 upfront
Est. payment$3,435/mo
5.625%
APR6.215%
Points1.125
Points cost$4,579 upfront
Est. payment$3,353/mo
5.500%
APR6.170%
Points1.625
Points cost$6,614 upfront
Est. payment$3,326/mo
5.375%
APR6.145%
Points2.250
Points cost$9,158 upfront
Est. payment$3,299/mo
5.250%
APR6.099%
Points2.750
Points cost$11,193 upfront
Est. payment$3,272/mo
FHA 10-Year Fixed Mortgage Rates
6.500%
APR7.036%
Points0.000
Points costNo points
Est. payment$4,621/mo
6.125%
APR6.686%
Points0.125
Points cost$509 upfront
Est. payment$4,544/mo
6.000%
APR6.646%
Points0.500
Points cost$2,035 upfront
Est. payment$4,519/mo
5.625%
APR6.411%
Points1.125
Points cost$4,579 upfront
Est. payment$4,442/mo
5.500%
APR6.399%
Points1.625
Points cost$6,614 upfront
Est. payment$4,417/mo
5.375%
APR6.417%
Points2.250
Points cost$9,158 upfront
Est. payment$4,392/mo
5.250%
APR6.406%
Points2.750
Points cost$11,193 upfront
Est. payment$4,367/mo
Like one of these rates? See your full quote.
Savings, monthly payment & cash to close — itemized, no sign-up.
Mortgage rates near Yancey County
All North Carolina mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.