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College Park, MD · Rates for Nov 12, 2026

College Park mortgage rates with ZERO Closing Costs

ZERO Closing Costs
Free quote. No credit check.
Local experts, family-owned since 1997

ZERO Closing Costs
4.8 Google
5.0 Zillow
NMLS #67717

Home price$Down payment

7.375%30-year fixed · 7.375% APR

15-year fixed: 6.875% (6.875% APR).

Monthly principal & interest: $2,763
Lender fees: ~~$3,180~~ ZERO

See my rate Get Pre-Approved

Rates as of Nov 12, 2026, 5:19 PM ET for a $500,000 home, 20% down, 780+ credit, primary home. Restrictions apply. Example: the payment applies that rate to your numbers, principal and interest only. Your rate may differ.

Lender fees you won’t pay

$3,180

typical lender and title fees, paid or waived by CapCenter

Origination fee~~$1,300~~ZERO
Appraisal~~$500~~ZERO
Settlement, title services & lender’s title~~$1,220~~ZERO
Credit, data & flood~~$160~~ZERO

Typical fees on a $500,000 purchase quote in Richmond, VA. Your quote shows yours.

“Refinanced our house through CapCenter and it was the easiest, most pain-free mortgage experience I’ve ever had. […]”

Chris C.Refinanced · Richmond, VA · Google review, excerpt

Family-owned since 1997

Today in College Park

Loan	Rate	APR
Conventional 30-yr	7.375%	7.375%
Conventional 15-yr	6.875%	6.875%
Veteran 30-yr	6.875%	7.010%
FHA 30-yr	6.875%	7.380%

Today’s ZERO Closing Cost Rates in College Park, MD

College Park, MD · Updated Nov 12, 2026, 5:19 PM ET

$500K · College Park$500,000 home · $100,000 down · College Park, MD · 780+ · Primary

Tap any rate to see your full quote.Click any rate to see your full quote.

Conventional

Conventional 30-yr fixed rates

No points

RatePointsAPRClosingClosing costs

7.375%7.375% APR0.0007.375%ZERO 7.250%7.301% APR0.5007.301%ZERO 7.125%7.226% APR1.0007.226%ZERO 7.000%7.138% APR1.3757.138%ZERO 6.875%7.062% APR1.8757.062%ZERO

Conventional 15-yr fixed rates

No points

RatePointsAPRClosingClosing costs

6.875%6.875% APR0.0006.875%ZERO 6.625%6.725% APR0.6256.725%ZERO 6.375%6.554% APR1.1256.554%ZERO 6.250%6.489% APR1.5006.489%ZERO 6.125%6.463% APR2.1256.463%ZERO

Veteran

Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.

Veteran 30-yr fixed rates

Fewest points

RatePointsAPRClosingClosing costs

6.875%7.010% APR0.1257.010%ZERO 6.750%6.922% APR0.5006.922%ZERO 6.625%6.820% APR0.7506.820%ZERO 6.375%6.629% APR1.3756.629%ZERO 6.250%6.577% APR2.1256.577%ZERO

Veteran 15-yr fixed rates

Fewest points

RatePointsAPRClosingClosing costs

6.500%6.901% APR1.2506.901%ZERO 6.125%6.562% APR1.5006.562%ZERO 6.000%6.497% APR1.8756.497%ZERO

FHA

FHA 30-yr fixed rates

No points

RatePointsAPRClosingClosing costs

6.875%7.380% APR0.0007.380%ZERO 6.625%7.204% APR0.5007.204%ZERO 6.500%7.115% APR0.8757.115%ZERO 6.375%7.039% APR1.3757.039%ZERO 6.250%6.976% APR2.0006.976%ZERO

FHA 15-yr fixed rates

Fewest points

RatePointsAPRClosingClosing costs

6.500%7.061% APR0.8757.061%ZERO 6.125%6.722% APR1.1256.722%ZERO 6.000%6.657% APR1.5006.657%ZERO 5.875%6.612% APR2.0006.612%ZERO

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2026 loan limits

The 2026 conforming loan limit in Prince George's County, MD is $1,249,125 for a one-unit home. The 2026 FHA loan limit in Prince George's County, MD is $1,249,125 for a one-unit home.

Loan limits are set by county. College Park is in Prince George's County.

2026 loan limits in Prince George's County, MD, by number of units
Units	Conforming	FHA
1 unit	$1,249,125	$1,249,125
2 units	$1,599,375	$1,599,375
3 units	$1,933,200	$1,933,200
4 units	$2,402,625	$2,402,625

2026 limits for Prince George's County, MD. Sources: FHFA 2026 conforming loan limits and HUD 2026 FHA mortgage limits.

In College Park

Homes for sale

In this area

Mortgage rates near College Park

All Maryland mortgage rates

Bowie Hyattsville Laurel Prince George's County Aspen Hill Bethesda Frederick Gaithersburg

College Park rates by loan type

Conventional Mortgage Rates Veteran Mortgage Rates FHA Mortgage Rates Conventional Refinance Rates Veteran Refinance Rates FHA Refinance Rates Home Equity Loan Rates

Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.

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College Park facts

2026 conforming limit: $1,249,125one-unit home
2026 FHA limit: $1,249,125one-unit home

Limits: FHFA and HUD 2026 files.

Questions

What are mortgage rates in College Park today?

On Nov 12, 2026: 7.375% (7.375% APR) for a 30-year fixed, 6.875% (6.875% APR) for a 15-year fixed. Both with ZERO Closing Costs.

Are College Park rates different from Richmond’s?

Not on Nov 12, 2026. Same scenario, same rate: 7.375%.

Do these rates include closing costs?

Yes. Every rate includes ZERO Closing Costs. Points are the one optional cost.

Nearby for College Park

Rates nearby: Prince George's County mortgage rates Bowie mortgage rates Hyattsville mortgage rates Laurel mortgage rates
Loan limits: Prince George's County loan limits
Maryland: Closing costs in Maryland
Up: Maryland mortgage rates All mortgage rate locations

Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Equal Housing Lender. Rates are estimates and subject to change without notice.