Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.500%
APR7.500%
Points−1.000
Points cost$4,000 credit
Est. payment$2,797/mo
7.375%
APR7.375%
Points−0.500
Points cost$2,000 credit
Est. payment$2,763/mo
7.250%
APR7.250%
Points0.000
Points costNo points
Est. payment$2,729/mo
7.125%
APR7.175%
Points0.500
Points cost$2,000 upfront
Est. payment$2,695/mo
7.000%
APR7.087%
Points0.875
Points cost$3,500 upfront
Est. payment$2,661/mo
6.875%
APR6.999%
Points1.250
Points cost$5,000 upfront
Est. payment$2,628/mo
6.750%
APR6.936%
Points1.875
Points cost$7,500 upfront
Est. payment$2,594/mo
6.625%
APR6.872%
Points2.500
Points cost$10,000 upfront
Est. payment$2,561/mo
Conventional 20-Year Fixed Mortgage Rates
7.500%
APR7.500%
Points−0.750
Points cost$3,000 credit
Est. payment$3,222/mo
7.375%
APR7.375%
Points−0.375
Points cost$1,500 credit
Est. payment$3,192/mo
7.125%
APR7.125%
Points0.000
Points costNo points
Est. payment$3,131/mo
7.000%
APR7.049%
Points0.375
Points cost$1,500 upfront
Est. payment$3,101/mo
6.875%
APR6.988%
Points0.875
Points cost$3,500 upfront
Est. payment$3,071/mo
6.750%
APR6.928%
Points1.375
Points cost$5,500 upfront
Est. payment$3,041/mo
6.625%
APR6.818%
Points1.500
Points cost$6,000 upfront
Est. payment$3,012/mo
6.500%
APR6.741%
Points1.875
Points cost$7,500 upfront
Est. payment$2,982/mo
6.375%
APR6.680%
Points2.375
Points cost$9,500 upfront
Est. payment$2,953/mo
Conventional 15-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.750
Points cost$3,000 credit
Est. payment$3,595/mo
6.875%
APR6.875%
Points−0.500
Points cost$2,000 credit
Est. payment$3,567/mo
6.750%
APR6.750%
Points0.000
Points costNo points
Est. payment$3,540/mo
6.625%
APR6.665%
Points0.250
Points cost$1,000 upfront
Est. payment$3,512/mo
6.500%
APR6.560%
Points0.375
Points cost$1,500 upfront
Est. payment$3,484/mo
6.375%
APR6.494%
Points0.750
Points cost$3,000 upfront
Est. payment$3,457/mo
6.250%
APR6.428%
Points1.125
Points cost$4,500 upfront
Est. payment$3,430/mo
6.125%
APR6.403%
Points1.750
Points cost$7,000 upfront
Est. payment$3,403/mo
6.000%
APR6.317%
Points2.000
Points cost$8,000 upfront
Est. payment$3,375/mo
5.875%
APR6.251%
Points2.375
Points cost$9,500 upfront
Est. payment$3,348/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points−0.750
Points cost$3,000 credit
Est. payment$4,644/mo
6.875%
APR6.875%
Points−0.375
Points cost$1,500 credit
Est. payment$4,619/mo
6.750%
APR6.750%
Points0.000
Points costNo points
Est. payment$4,593/mo
6.625%
APR6.681%
Points0.250
Points cost$1,000 upfront
Est. payment$4,567/mo
6.500%
APR6.612%
Points0.500
Points cost$2,000 upfront
Est. payment$4,542/mo
6.375%
APR6.599%
Points1.000
Points cost$4,000 upfront
Est. payment$4,517/mo
6.250%
APR6.530%
Points1.250
Points cost$5,000 upfront
Est. payment$4,491/mo
6.125%
APR6.489%
Points1.625
Points cost$6,500 upfront
Est. payment$4,466/mo
6.000%
APR6.420%
Points1.875
Points cost$7,500 upfront
Est. payment$4,441/mo
5.875%
APR6.408%
Points2.375
Points cost$9,500 upfront
Est. payment$4,416/mo
5.750%
APR6.367%
Points2.750
Points cost$11,000 upfront
Est. payment$4,391/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.000%
APR7.036%
Points−0.875
Points cost$3,544 credit
Est. payment$2,694/mo
6.875%
APR6.973%
Points−0.250
Points cost$1,013 credit
Est. payment$2,661/mo
6.750%
APR6.872%
Points0.000
Points costNo points
Est. payment$2,627/mo
6.625%
APR6.808%
Points0.625
Points cost$2,531 upfront
Est. payment$2,593/mo
6.500%
APR6.694%
Points0.750
Points cost$3,038 upfront
Est. payment$2,560/mo
6.375%
APR6.617%
Points1.250
Points cost$5,063 upfront
Est. payment$2,527/mo
6.250%
APR6.539%
Points1.750
Points cost$7,088 upfront
Est. payment$2,494/mo
6.125%
APR6.487%
Points2.500
Points cost$10,125 upfront
Est. payment$2,461/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.000%
APR7.047%
Points−0.875
Points cost$3,544 credit
Est. payment$3,140/mo
6.875%
APR7.003%
Points−0.250
Points cost$1,013 credit
Est. payment$3,110/mo
6.750%
APR6.909%
Points0.000
Points costNo points
Est. payment$3,079/mo
6.500%
APR6.755%
Points0.750
Points cost$3,038 upfront
Est. payment$3,020/mo
6.375%
APR6.694%
Points1.250
Points cost$5,063 upfront
Est. payment$2,990/mo
6.250%
APR6.633%
Points1.750
Points cost$7,088 upfront
Est. payment$2,960/mo
6.125%
APR6.621%
Points2.625
Points cost$10,631 upfront
Est. payment$2,931/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.758%
Points0.375
Points cost$1,519 upfront
Est. payment$3,528/mo
6.375%
APR6.693%
Points0.750
Points cost$3,038 upfront
Est. payment$3,500/mo
6.125%
APR6.481%
Points1.000
Points cost$4,050 upfront
Est. payment$3,445/mo
6.000%
APR6.375%
Points1.125
Points cost$4,556 upfront
Est. payment$3,418/mo
5.875%
APR6.309%
Points1.500
Points cost$6,075 upfront
Est. payment$3,390/mo
5.750%
APR6.264%
Points2.000
Points cost$8,100 upfront
Est. payment$3,363/mo
5.625%
APR6.177%
Points2.250
Points cost$9,113 upfront
Est. payment$3,336/mo
5.500%
APR6.071%
Points2.375
Points cost$9,619 upfront
Est. payment$3,309/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.863%
Points0.375
Points cost$1,519 upfront
Est. payment$4,599/mo
6.375%
APR6.823%
Points0.750
Points cost$3,038 upfront
Est. payment$4,573/mo
6.125%
APR6.628%
Points1.000
Points cost$4,050 upfront
Est. payment$4,522/mo
6.000%
APR6.530%
Points1.125
Points cost$4,556 upfront
Est. payment$4,496/mo
5.875%
APR6.490%
Points1.500
Points cost$6,075 upfront
Est. payment$4,471/mo
5.750%
APR6.479%
Points2.000
Points cost$8,100 upfront
Est. payment$4,446/mo
5.625%
APR6.409%
Points2.250
Points cost$9,113 upfront
Est. payment$4,420/mo
5.500%
APR6.311%
Points2.375
Points cost$9,619 upfront
Est. payment$4,395/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
6.875%
APR7.341%
Points−0.625
Points cost$2,544 credit
Est. payment$2,674/mo
6.750%
APR7.266%
Points0.000
Points costNo points
Est. payment$2,640/mo
6.625%
APR7.191%
Points0.375
Points cost$1,526 upfront
Est. payment$2,606/mo
6.500%
APR7.076%
Points0.500
Points cost$2,035 upfront
Est. payment$2,573/mo
6.375%
APR7.026%
Points1.250
Points cost$5,088 upfront
Est. payment$2,539/mo
6.250%
APR6.963%
Points1.875
Points cost$7,631 upfront
Est. payment$2,506/mo
6.125%
APR6.873%
Points2.250
Points cost$9,158 upfront
Est. payment$2,473/mo
6.000%
APR6.783%
Points2.625
Points cost$10,684 upfront
Est. payment$2,440/mo
FHA 20-Year Fixed Mortgage Rates
6.875%
APR7.456%
Points−0.500
Points cost$2,035 credit
Est. payment$3,125/mo
6.750%
APR7.397%
Points0.000
Points costNo points
Est. payment$3,095/mo
6.500%
APR7.211%
Points0.500
Points cost$2,035 upfront
Est. payment$3,034/mo
6.375%
APR7.186%
Points1.250
Points cost$5,088 upfront
Est. payment$3,005/mo
6.250%
APR7.143%
Points1.875
Points cost$7,631 upfront
Est. payment$2,975/mo
6.125%
APR7.067%
Points2.250
Points cost$9,158 upfront
Est. payment$2,945/mo
6.000%
APR6.990%
Points2.625
Points cost$10,684 upfront
Est. payment$2,916/mo
FHA 15-Year Fixed Mortgage Rates
6.500%
APR6.957%
Points0.250
Points cost$1,018 upfront
Est. payment$3,545/mo
6.125%
APR6.660%
Points0.750
Points cost$3,053 upfront
Est. payment$3,462/mo
6.000%
APR6.575%
Points1.000
Points cost$4,070 upfront
Est. payment$3,435/mo
5.875%
APR6.530%
Points1.500
Points cost$6,105 upfront
Est. payment$3,407/mo
5.625%
APR6.358%
Points2.000
Points cost$8,140 upfront
Est. payment$3,353/mo
5.500%
APR6.293%
Points2.375
Points cost$9,666 upfront
Est. payment$3,326/mo
FHA 10-Year Fixed Mortgage Rates
6.500%
APR7.093%
Points0.250
Points cost$1,018 upfront
Est. payment$4,621/mo
6.125%
APR6.830%
Points0.750
Points cost$3,053 upfront
Est. payment$4,544/mo
6.000%
APR6.761%
Points1.000
Points cost$4,070 upfront
Est. payment$4,519/mo
5.875%
APR6.751%
Points1.500
Points cost$6,105 upfront
Est. payment$4,493/mo
5.625%
APR6.613%
Points2.000
Points cost$8,140 upfront
Est. payment$4,442/mo
5.500%
APR6.573%
Points2.375
Points cost$9,666 upfront
Est. payment$4,417/mo
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Mortgage rates near Whitley County
All Kentucky mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.