Current Conventional Mortgage Rates
Our most popular loans — flexible terms, and every rate comes with ZERO Closing Costs.
Conventional 30-Year Fixed Mortgage Rates
7.500%
APR7.526%
Points0.250
Points cost$1,000 upfront
Est. payment$2,797/mo
7.375%
APR7.439%
Points0.625
Points cost$2,500 upfront
Est. payment$2,763/mo
7.250%
APR7.364%
Points1.125
Points cost$4,500 upfront
Est. payment$2,729/mo
7.125%
APR7.302%
Points1.750
Points cost$7,000 upfront
Est. payment$2,695/mo
7.000%
APR7.240%
Points2.375
Points cost$9,500 upfront
Est. payment$2,661/mo
Conventional 20-Year Fixed Mortgage Rates
7.250%
APR7.381%
Points1.000
Points cost$4,000 upfront
Est. payment$3,162/mo
7.125%
APR7.339%
Points1.625
Points cost$6,500 upfront
Est. payment$3,131/mo
7.000%
APR7.262%
Points2.000
Points cost$8,000 upfront
Est. payment$3,101/mo
6.875%
APR7.202%
Points2.500
Points cost$10,000 upfront
Est. payment$3,071/mo
Conventional 15-Year Fixed Mortgage Rates
6.875%
APR6.915%
Points0.250
Points cost$1,000 upfront
Est. payment$3,567/mo
6.750%
APR6.850%
Points0.625
Points cost$2,500 upfront
Est. payment$3,540/mo
6.625%
APR6.805%
Points1.125
Points cost$4,500 upfront
Est. payment$3,512/mo
6.500%
APR6.720%
Points1.375
Points cost$5,500 upfront
Est. payment$3,484/mo
6.375%
APR6.655%
Points1.750
Points cost$7,000 upfront
Est. payment$3,457/mo
6.250%
APR6.610%
Points2.250
Points cost$9,000 upfront
Est. payment$3,430/mo
6.125%
APR6.565%
Points2.750
Points cost$11,000 upfront
Est. payment$3,403/mo
Conventional 10-Year Fixed Mortgage Rates
7.000%
APR7.000%
Points0.000
Points costNo points
Est. payment$4,644/mo
6.875%
APR6.931%
Points0.250
Points cost$1,000 upfront
Est. payment$4,619/mo
6.750%
APR6.919%
Points0.750
Points cost$3,000 upfront
Est. payment$4,593/mo
6.625%
APR6.879%
Points1.125
Points cost$4,500 upfront
Est. payment$4,567/mo
6.500%
APR6.838%
Points1.500
Points cost$6,000 upfront
Est. payment$4,542/mo
6.375%
APR6.798%
Points1.875
Points cost$7,500 upfront
Est. payment$4,517/mo
6.250%
APR6.787%
Points2.375
Points cost$9,500 upfront
Est. payment$4,491/mo
6.125%
APR6.747%
Points2.750
Points cost$11,000 upfront
Est. payment$4,466/mo
Current Veteran Mortgage Rates
For veterans, service members & eligible surviving spouses — no down payment required.
Veteran 30-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.375%
APR7.437%
Points−0.625
Points cost$2,531 credit
Est. payment$2,797/mo
7.250%
APR7.350%
Points0.000
Points costNo points
Est. payment$2,763/mo
7.000%
APR7.136%
Points0.125
Points cost$506 upfront
Est. payment$2,694/mo
6.875%
APR7.073%
Points0.750
Points cost$3,038 upfront
Est. payment$2,661/mo
6.750%
APR6.985%
Points1.125
Points cost$4,556 upfront
Est. payment$2,627/mo
6.625%
APR6.947%
Points2.000
Points cost$8,100 upfront
Est. payment$2,593/mo
6.500%
APR6.832%
Points2.125
Points cost$8,606 upfront
Est. payment$2,560/mo
6.375%
APR6.768%
Points2.750
Points cost$11,138 upfront
Est. payment$2,527/mo
Veteran 20-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
7.250%
APR7.379%
Points0.000
Points costNo points
Est. payment$3,201/mo
7.000%
APR7.177%
Points0.125
Points cost$506 upfront
Est. payment$3,140/mo
6.875%
APR7.134%
Points0.750
Points cost$3,038 upfront
Est. payment$3,110/mo
6.750%
APR7.057%
Points1.125
Points cost$4,556 upfront
Est. payment$3,079/mo
6.625%
APR7.047%
Points2.000
Points cost$8,100 upfront
Est. payment$3,049/mo
6.500%
APR6.936%
Points2.125
Points cost$8,606 upfront
Est. payment$3,020/mo
6.375%
APR6.893%
Points2.750
Points cost$11,138 upfront
Est. payment$2,990/mo
Veteran 15-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.500%
APR6.984%
Points1.750
Points cost$7,088 upfront
Est. payment$3,528/mo
6.375%
APR6.919%
Points2.125
Points cost$8,606 upfront
Est. payment$3,500/mo
6.125%
APR6.686%
Points2.250
Points cost$9,113 upfront
Est. payment$3,445/mo
6.000%
APR6.579%
Points2.375
Points cost$9,619 upfront
Est. payment$3,418/mo
5.875%
APR6.514%
Points2.750
Points cost$11,138 upfront
Est. payment$3,390/mo
Veteran 10-Year Fixed Mortgage Rates
Veteran Affairs (VA) loans are only available to US armed forces, veterans, and surviving spouses. Select FHA or Conventional if you are not eligible for a VA Loan.
6.125%
APR6.917%
Points2.250
Points cost$9,113 upfront
Est. payment$4,522/mo
6.000%
APR6.819%
Points2.375
Points cost$9,619 upfront
Est. payment$4,496/mo
5.875%
APR6.779%
Points2.750
Points cost$11,138 upfront
Est. payment$4,471/mo
Current FHA Mortgage Rates
Backed by the Federal Housing Administration — friendlier credit requirements and lower down payments.
FHA 30-Year Fixed Mortgage Rates
7.000%
APR7.521%
Points0.000
Points costNo points
Est. payment$2,708/mo
6.875%
APR7.446%
Points0.375
Points cost$1,526 upfront
Est. payment$2,674/mo
6.750%
APR7.371%
Points0.875
Points cost$3,561 upfront
Est. payment$2,640/mo
6.625%
APR7.296%
Points1.375
Points cost$5,596 upfront
Est. payment$2,606/mo
6.500%
APR7.207%
Points1.750
Points cost$7,123 upfront
Est. payment$2,573/mo
6.375%
APR7.131%
Points2.250
Points cost$9,158 upfront
Est. payment$2,539/mo
FHA 20-Year Fixed Mortgage Rates
6.500%
APR7.399%
Points1.875
Points cost$7,631 upfront
Est. payment$3,034/mo
6.375%
APR7.323%
Points2.250
Points cost$9,158 upfront
Est. payment$3,005/mo
FHA 15-Year Fixed Mortgage Rates
6.125%
APR6.846%
Points1.875
Points cost$7,631 upfront
Est. payment$3,462/mo
6.000%
APR6.781%
Points2.250
Points cost$9,158 upfront
Est. payment$3,435/mo
5.875%
APR6.737%
Points2.750
Points cost$11,193 upfront
Est. payment$3,407/mo
FHA 10-Year Fixed Mortgage Rates
6.125%
APR7.092%
Points1.875
Points cost$7,631 upfront
Est. payment$4,544/mo
6.000%
APR7.053%
Points2.250
Points cost$9,158 upfront
Est. payment$4,519/mo
5.875%
APR7.043%
Points2.750
Points cost$11,193 upfront
Est. payment$4,493/mo
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Mortgage rates near Hillsborough County
All Florida mortgage rates
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Rates are estimates and subject to change without notice.