CapCenter
Manassas, Virginia · 2026

2026 loan limits in Manassas, Virginia

  • ZERO Closing Costs on eligible loans
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  • Local experts, family-owned since 1997
  • ZERO Closing Costs
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  • 5.0 Zillow
  • NMLS #67717
$1,249,125FHA and conforming, 1 unit

The most you can borrow with an FHA or conforming loan here.

Under the limit by
$249,125
Monthly principal & interest
$6,737
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Sources: FHFA and HUD 2026 loan limit files. Restrictions apply. Example: payment at 7.125%, the Oct 30, 2026 conventional 30-year rate in Manassas for a $500,000 home, 20% down. Principal and interest only.

Lender fees you won’t pay

$3,180
typical lender and title fees, paid or waived by CapCenter
  • Origination fee$1,300ZERO
  • Appraisal$500ZERO
  • Settlement, title services & lender’s title$1,220ZERO
  • Credit, data & flood$160ZERO

Example Typical fees on a $500,000 purchase quote in Richmond, VA. Your quote shows yours.

“Refinanced our house through CapCenter and it was the easiest, most pain-free mortgage experience I’ve ever had. […]”
Chris C.Refinanced · Richmond, VA · Google review, excerpt

Family-owned since 1997

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2026 limits by units

The 2026 conforming loan limit in Manassas, Virginia is $1,249,125 for a one-unit home, and the 2026 FHA loan limit is also $1,249,125.

UnitsConformingFHA
1 unit$1,249,125$1,249,125
2 units$1,599,375$1,599,375
3 units$1,933,200$1,933,200
4 units$2,402,625$2,402,625

Sources: FHFA 2026 conforming loan limits, HUD 2026 FHA mortgage limits.

How Manassas compares

The highest limit in the 12 states we lend in.

1-unit limitConformingFHA
Manassas$1,249,125$1,249,125
Fairfax County$1,249,125$1,249,125
Loudoun County$1,249,125$1,249,125
Henrico County$832,750$707,250
Virginia Beach$832,750$757,850

How it works

  1. See my rate

    Free. No credit check.

  2. Get pre-approved

    About 15 minutes online.

  3. Close with ZERO

    We pay or waive the lender fees.

Local in Northern Virginia

Northern Virginia loans closed
1,700+home loans
Need more than the limit?
We offer Jumbo loans
See rates

Questions

What is the FHA loan limit in Manassas?

$1,249,125 for one unit in 2026. Up to $2,402,625 for four units.

What is the 2026 conforming limit?

$1,249,125 for one unit, the same as FHA here.

What if I need to borrow more?

That is a jumbo loan. We offer Jumbo loans.

Nearby
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Equal Housing Lender. Rates are estimates and subject to change without notice.
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