In Fairfax County. The highest limit in the 12 states we lend in.
See ratesSources: FHFA and HUD 2026 loan limit files. Restrictions apply.
| 1-unit limit | Conforming | FHA |
|---|---|---|
| Alexandria | $1,249,125 | $1,249,125 |
| Amelia County | $832,750 | $707,250 |
| Arlington County | $1,249,125 | $1,249,125 |
| Charles City County | $832,750 | $707,250 |
| Chesapeake | $832,750 | $757,850 |
| Chesterfield County | $832,750 | $707,250 |
| Clarke County | $1,249,125 | $1,249,125 |
| Colonial Heights | $832,750 | $707,250 |
| Culpeper County | $1,249,125 | $1,249,125 |
| Dinwiddie County | $832,750 | $707,250 |
| Fairfax | $1,249,125 | $1,249,125 |
| Fairfax County | $1,249,125 | $1,249,125 |
| Falls Church | $1,249,125 | $1,249,125 |
| Fauquier County | $1,249,125 | $1,249,125 |
| Fredericksburg | $1,249,125 | $1,249,125 |
| Gloucester County | $832,750 | $757,850 |
| Goochland County | $832,750 | $707,250 |
| Hampton | $832,750 | $757,850 |
| Hanover County | $832,750 | $707,250 |
| Henrico County | $832,750 | $707,250 |
| Hopewell | $832,750 | $707,250 |
| Isle Of Wight County | $832,750 | $757,850 |
| James City County | $832,750 | $757,850 |
| King And Queen County | $832,750 | $707,250 |
| King William County | $832,750 | $707,250 |
| Loudoun County | $1,249,125 | $1,249,125 |
| Madison County | $1,209,750 | $541,287 |
| Manassas | $1,249,125 | $1,249,125 |
| Manassas Park | $1,249,125 | $1,249,125 |
| Mathews County | $832,750 | $757,850 |
| New Kent County | $832,750 | $707,250 |
| Newport News | $832,750 | $757,850 |
| Norfolk | $832,750 | $757,850 |
| Petersburg | $832,750 | $707,250 |
| Poquoson | $832,750 | $757,850 |
| Portsmouth | $832,750 | $757,850 |
| Powhatan County | $832,750 | $707,250 |
| Prince George County | $832,750 | $707,250 |
| Prince William County | $1,249,125 | $1,249,125 |
| Rappahannock County | $1,249,125 | $1,249,125 |
| Richmond | $832,750 | $707,250 |
| Spotsylvania County | $1,249,125 | $1,249,125 |
| Stafford County | $1,249,125 | $1,249,125 |
| Suffolk | $832,750 | $757,850 |
| Surry County | $832,750 | $757,850 |
| Sussex County | $832,750 | $707,250 |
| Virginia Beach | $832,750 | $757,850 |
| Warren County | $1,249,125 | $1,249,125 |
| Williamsburg | $832,750 | $757,850 |
| York County | $832,750 | $757,850 |
Sources: FHFA 2026 conforming loan limits, HUD 2026 FHA mortgage limits.
