The most you can borrow with a conforming loan here. FHA: $541,287 for one unit.
Sources: FHFA and HUD 2026 loan limit files. Restrictions apply. Example: payment at 7.250%, the Oct 30, 2026 conventional 30-year rate in Calvert County for a $500,000 home, 20% down. Principal and interest only.
Example Typical fees on a $500,000 purchase quote in Richmond, VA. Your quote shows yours.
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See my rateThe 2026 conforming loan limit in Calvert County, Maryland is $1,209,750 for a one-unit home, and the 2026 FHA loan limit is $541,287.
| Units | Conforming | FHA |
|---|---|---|
| 1 unit | $1,209,750 | $541,287 |
| 2 units | $1,548,975 | $693,050 |
| 3 units | $1,872,225 | $837,700 |
| 4 units | $2,326,875 | $1,041,125 |
Sources: FHFA 2026 conforming loan limits, HUD 2026 FHA mortgage limits.
Above the 2026 baseline of $832,750, like 40 of 972 county-equivalents in the 12 states we lend in.
| 1-unit limit | Conforming | FHA |
|---|---|---|
| Calvert County | $1,209,750 | $541,287 |
| Montgomery County | $1,249,125 | $1,249,125 |
| Frederick County | $1,249,125 | $1,249,125 |
| Howard County | $832,750 | $747,500 |
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$541,287 for one unit in 2026. Up to $1,041,125 for four units.
$1,209,750 for one unit. Up to $2,326,875 for four units.
That is a jumbo loan. We offer Jumbo loans.
