CapCenter
Maryland · 2026

2026 loan limits in Maryland

  • ZERO Closing Costs on eligible loans
  • Free quote. No credit check.
  • Local experts, family-owned since 1997
  • ZERO Closing Costs
  • 4.8 Google
  • 5.0 Zillow
  • NMLS #67717
$1,249,125highest conforming limit, 1 unit

In Montgomery County. The highest limit in the 12 states we lend in.

See rates

Sources: FHFA and HUD 2026 loan limit files. Restrictions apply.

Maryland limits by county

1-unit limitConformingFHA
Anne Arundel County$832,750$747,500
Baltimore$832,750$747,500
Baltimore County$832,750$747,500
Calvert County$1,209,750$541,287
Carroll County$832,750$747,500
Charles County$1,249,125$1,249,125
Frederick County$1,249,125$1,249,125
Harford County$832,750$747,500
Howard County$832,750$747,500
Montgomery County$1,249,125$1,249,125
Prince George's County$1,249,125$1,249,125
Queen Anne's County$832,750$747,500

Sources: FHFA 2026 conforming loan limits, HUD 2026 FHA mortgage limits.

Nearby
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Equal Housing Lender.