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Questions to ask at an open house

An open house is your chance to learn what the listing doesn't say. Here are the questions worth asking about the home, the sale and the costs of owning it, plus what to look for as you walk through.

2 min read

Key takeaways

  • Ask how old the roof, HVAC system and water heater are. They're among the biggest costs to replace.
  • Ask why the sellers are moving, how long the home has been listed, and whether there are offers.
  • Ask about utility bills, HOA dues and rules, so you know the true monthly cost.
  • Use what you see and hear to plan your inspection, not to replace it.

Next step: Estimate your monthly payment

Before you go

Look up the listing details, the price history and recent sales nearby, so you can spot what's unusual. Getting pre-approved first helps too. You'll know your real budget, and you can move quickly if you find the right home. CapCenter pre-approval uses a soft credit check, which doesn't affect your credit score.

About the home's condition

  • How old are the roof, HVAC system and water heater?
  • Have there been any leaks, water in the basement or crawl space, or pest problems?
  • What repairs or upgrades have the sellers made, and were permits pulled?
  • Are there any known issues the sellers have disclosed?
  • Have there been any insurance claims on the home?

About the sale

  • Why are the sellers moving?
  • How long has the home been on the market?
  • Have there been any offers, or has the price changed?
  • Is there a date the sellers would like to close or move out?
  • What's included, such as appliances, window treatments or a shed?

About the cost of owning it

  • What are average monthly utility bills?
  • Are there HOA dues, special assessments or rules on rentals, pets or exterior changes?
  • What are the annual property taxes?
  • Is the home in a flood zone?
  • What type of heating does it use, and how is water supplied: public water or a well, sewer or septic?

What to look for as you walk through

Questions only go so far. Use your eyes and nose too.

  • Water stains on ceilings, under sinks and around windows
  • Cracks in walls, ceilings or the foundation
  • Musty smells, which can point to moisture
  • Doors and windows that stick or don't close fully
  • Soft spots in floors, and the age of visible pipes and the electrical panel
  • How much natural light each room gets, and how loud the street is

After the open house

Write down your impressions while they're fresh, and take photos only if the listing agent says it's okay. If you're interested, talk with your agent about an offer and about what your inspection should focus on. A professional home inspection can find problems you can't see on a quick tour, like issues inside walls or in the roof.

Frequently asked questions

Will the listing agent answer honestly?

Listing agents work for the seller, so they may not volunteer everything. Disclosure rules vary by state. Ask direct questions, and rely on your own inspection.

Should I bring my agent?

It helps. Your agent can ask sharper questions and point out things you might miss.

Should I sign in?

Many open houses ask you to. If you already work with an agent, note it on the sign-in sheet.

Can I take photos?

Ask first. Some sellers don't allow photos or video.

Should I get pre-approved before going to open houses?

It isn't required to start looking, but it sets your real budget and lets you make a strong offer quickly.

How do I find out about HOA rules?

Ask the listing agent for the HOA's contact and documents. Review them before you commit.

For general information only. Program rules and limits vary. Not a commitment to lend. NMLS ID #67717.

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