CapCenter
Tennessee · 2026

2026 loan limits in Tennessee

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$1,029,250highest conforming limit, 1 unit

In Davidson County. Above the 2026 baseline of $832,750, like 40 of 972 county-equivalents in the 12 states we lend in.

See rates

Sources: FHFA and HUD 2026 loan limit files. Restrictions apply.

Tennessee limits by county

1-unit limitConformingFHA
Cannon County$1,029,250$1,029,250
Cheatham County$1,029,250$1,029,250
Davidson County$1,029,250$1,029,250
Dickson County$1,029,250$1,029,250
Hamilton County$832,750$541,287
Hickman County$1,029,250$1,029,250
Knox County$832,750$541,287
Macon County$1,029,250$1,029,250
Maury County$1,029,250$1,029,250
Robertson County$1,029,250$1,029,250
Rutherford County$1,029,250$1,029,250
Shelby County$832,750$541,287
Smith County$1,029,250$1,029,250
Sumner County$1,029,250$1,029,250
Trousdale County$1,029,250$1,029,250
Williamson County$1,029,250$1,029,250
Wilson County$1,029,250$1,029,250

Sources: FHFA 2026 conforming loan limits, HUD 2026 FHA mortgage limits.

Nearby
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Equal Housing Lender.