CapCenter
Florida · 2026

2026 loan limits in Florida

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$990,150highest conforming limit, 1 unit

In Monroe County. Above the 2026 baseline of $832,750, like 40 of 972 county-equivalents in the 12 states we lend in.

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Sources: FHFA and HUD 2026 loan limit files. Restrictions apply.

Florida limits by county

1-unit limitConformingFHA
Broward County$832,750$667,000
Duval County$832,750$580,750
Hillsborough County$832,750$541,287
Miami-Dade County$832,750$667,000
Monroe County$990,150$990,150
Orange County$832,750$541,287
Palm Beach County$832,750$667,000

Sources: FHFA 2026 conforming loan limits, HUD 2026 FHA mortgage limits.

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Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Equal Housing Lender.