Help for Virginia homebuyers
CapCenter partners with Virginia Housing to offer grants and second mortgages.
CapCenter partners with Virginia Housing on down payment help.
Two ways to get help
| Grant | Up to 2.5% | of the price. Doesn’t need to be repaid. |
|---|---|---|
| Second mortgage | Up to 5% | of the purchase price, repaid over time. |
A grant of up to 2.5%, or a second mortgage of up to 5% of the purchase price, repaid over time. Confirm current program amounts with Virginia Housing.
Common requirements
- Primary residence
- Household income limits
- Sales price limits
- Free homebuyer education class
You’ll need to meet income and price limits and take a free class.
Grants are for first-time buyers.
The first-time buyer rule can be waived in some federally targeted areas.
Grants are for first-time buyers, with exceptions in some areas.
ZERO Closing Costs
Pair it with a mortgage that comes with ZERO Closing Costs (restrictions apply).
