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Home insurance in Virginia Beach, shopped for you.

Wind and flood, compared across 20 carriers. Believe It.

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We write home insurance in Virginia. Wind deductibles shown side by side.

20%
average client savings
20
carriers compared
Get my quoteFree · about 3 minutes
Shopped for you
20%

average client savings

Our agents compare 20 carriers, and you get options the same business day. We re-shop at renewal if your rate goes up.

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Check the wind deductible first

Often a percentage of your dwelling coverage, not a flat amount.1

On a $300,000 limit, at
your share could be
$6,000

Example vs $1,000 with a flat deductible

Coastal essentials

Flood is separate
Homeowners policies exclude it. NFIP: up to $250,000 building, $100,000 contents.2,3
Flood zones
A, AE, V and VE are high risk. Your lender may require flood coverage.3,4
Roof & mitigation
Roof age and shape, shutters and roof straps can matter to carriers.
Elevation
Keep your elevation certificate handy.

How it works

  1. Tell us what to cover

    About 3 minutes.

  2. We compare 20 carriers

    Wind deductibles side by side.

  3. Pick your option

    Options the same business day.

Questions

What's a named-storm deductible?

A separate deductible for wind, hail or named-storm damage, often a percentage of your dwelling coverage: 2% of $300,000 is $6,000.1

Is flood covered?

No. Flood is a separate policy. There's no 30-day wait if you buy it while getting your mortgage.2

When should I start a quote when buying?

Once your offer is accepted, and sooner near the coast.

Do I need a CapCenter mortgage?

No. Anyone can get a quote.

Sources: 1. Virginia State Corporation Commission, Bureau of Insurance: Virginia Homeowners Insurance Guide. 2. FEMA, FloodSmart: Buy a Flood Insurance Policy. 3. FEMA: Flood Insurance. 4. FEMA: Flood Zones.

Coverage descriptions are general and for education only. Your policy's terms govern; coverage varies by carrier and state.

Nearby
Virginia Beach homesVirginia Beach mortgage ratesOuter Banks home insuranceVirginia home insurance
Restrictions apply. See CapCenter.com for details. NMLS ID #67717, nmlsconsumeraccess.org. Equal Housing Lender.
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