9564 21st Bay Street
Norfolk, VA, 23518
$569,900
- 3beds
- 2.5baths
- 2,021sq ft
- 2022year built
- $85HOA / mo
- 44days on market
Your savings stack on this home
Selling your current home? List for 1% and save $10,000 more on a $500,000 sale. Estimate yours
How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,220, owner’s title insurance $2,702 and credit, flood & data fees $160, priced for Norfolk, VA with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Government taxes and recording fees are not included. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Fireplace
- Attached garage
- Walk-in closet
- Central air
Coastal living at its finest! Just blocks from the beach, this beautiful end-unit offers the perfect blend of luxury, comfort, and convenience. Enjoy easy access to local restaurants, coffee shops, breweries, and entertainment in this vibrant beachside community. Designed with an open floor plan, the home features durable hardie plank siding, a private balcony with composite decking, and an expansive 792 Sq Ft 3+ vehicles garage complete with a 220V outlet for EV charging. The thoughtfully designed kitchen showcases quartz countertops, stainless steel appliances and under-cabinet lighting. LVP flooring flows throughout, complemented by additional recessed lighting, and an electric fireplace. The spacious primary suite features two walk-in closets, a luxurious bath and rain head shower with a separate control valve. Chesapeake Bay Beach just blocks away, No flood insurance required, low $85 month HOA.
Insure this home
Compare homeowners quotes from CapCenter Insurance.
Location
Property details
Important details
- Status
- Active
- Date listed
- 9/21/2026
- Time on Market
- 44 days
- Property Type
- Townhouse
- List Price
- $569,900
- Price/Sq. Ft
- $282
- Living area
- 2,021 sq. feet
- Lot Size
- None listed
- Year Built
- 2022
- County
- Norfolk
- Community
- THE TERN
- HOA
- $85/Monthly
Interior details
- Bathrooms
- 2 Full, 1 Half
- Fireplace
- Yes (1)
- Heating
- Heat Pump, Forced Air
- Cooling
- Central Air, Heat Pump, Ceiling Fan(s)
- Rooms
- 7 Total, 3 Bedrooms
- Appliances
- Dishwasher, Dryer, Electric Range, Refrigerator, Microwave, Washer, Disposal, Electric Water Heater
- Interior Features
- Walk-In Closet(s), Entrance Foyer, Pantry
Building & lot
Building
- Architectural Style
- Townhouse
- Stories
- 3
- Living Area
- 2,021 sq ft
- Property Type
- Townhouse
- Year Built
- 2022
- Flooring
- Laminate
- Roof
- Asphalt
- Construction
- Fiber Cement
Lot Info
Exterior Features
- Fencing
- None
- Pool
- No
Parking
- Parking Features
- Garage Door Opener, Off Street
- Garage
- Yes (Attached)
Ownership
Community details
School Districts
- Elementary
- Little Creek Elementary
- Middle
- Azalea Gardens Middle
- High
- Lake Taylor
Utilities
- Sewer
- Public Sewer
- Water
- Public
Neighborhood
- Subdivision
- THE TERN
- HOA
- $85/Monthly
Taxes & Assessment
- Annual Tax
- $7,025
Listing information
Realty Agent
Listing Details
- MLS System
- REIN
- MLS ID
- 10654236
- MLS Status
- Active
Are you looking for the best realtor near you? See our best local realtors
Not sure where to start? Get pre-approved with ZERO Closing Costs
Explore Norfolk: Mortgage rates in Norfolk · Homes for sale in Norfolk
© (2026) REIN Inc. Information Deemed Reliable but Not Guaranteed. The listings data displayed on this medium comes in part from the Real Estate Information Network Inc. (REIN) and has been authorized by participating listing Broker Members of REIN for display. REIN's listings are based upon Data submitted by its Broker Members, and REIN therefore makes no representation or warranty regarding the accuracy of the Data. All users of REIN's listings database should confirm the accuracy of the listing information directly with the listing agent.

