95 Cardinal Trace
Lake Toxaway, NC, 28747
$4,995,000
- 4beds
- 5baths
- 4,924sq ft
- 1988year built
- $327HOA / mo
- 31days on market
Your savings stack on this home
How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $7,135, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Transylvania, NC with 20% down. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Gas fireplace
- Attached garage
- Finished basement
- Kitchen island
- Hardwood floors
- Walk-in closet
- Central air
Presenting the most exquisite, turnkey, newly constructed modern mountain home! Perfectly located on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club and Golf Course, Marina, and the Greystone Inn! Curated by a top-notch design build team, this 4 Bed Rm, 6 Bath stunning home is filled with quality and attention to detail everywhere you look! The 1st floor features a graceful double door entry with views straight through to the lake becoming a piece of art that changes with every hour and every season. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with vaulted ceilings, native stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views where you can wake to water and sleep with the stars, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, open Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect 4th Bed Rm Suite with full Bath, and a lower-level Kitchen with Garage and outdoor access. An additional 1/2 Bath is conveniently located near the easy entry 2-car tandem Garage (4 car total). The site boasts over 150' of waterfront access through the landscaped paths to the dock. Cool summer afternoons come alive with the thrill of lake adventures. Whether you’re paddling across the pristine waters, sunning on the private dock, or simply diving into the open crystal-clear waters, the 65-acre Lake Cardinal becomes your personal, private playground, shared by only a handful of fortunate lake home owners. Residents can take advantage of the Lake Toxaway Marina Yacht Club to enjoy easy motor boating without the expense or maintenance of owning your own! Home can be purchased complete with all new designer furnishings! Membership to the Lake Toxaway Country Club is available through application. This home is a must see!
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Location
Property details
Important details
- Status
- Active
- Date listed
- 10/4/2026
- Time on Market
- 31 days
- Property Type
- Single Family Residence
- List Price
- $4,995,000
- Price/Sq. Ft
- $1014
- Living area
- 4,924 sq. feet
- Lot Size
- None listed
- Year Built
- 1988
- County
- Transylvania
- Community
- Lake Toxaway Estates
- HOA
- $3,925/Annually
Interior details
- Bathrooms
- 4 Full, 2 Half
- Basement
- Crawl Space, Daylight, Exterior Entry, Finished, Storage Space, Sump Pump, Walk-Out Access
- Fireplace
- Yes - Gas Log, Great Room, Outside, Propane, Wood Burning
- Heating
- Central, Electric, Forced Air, Heat Pump, Zoned
- Cooling
- Central Air, Electric, Heat Pump, Zoned
- Rooms
- 18 Total, 4 Bedrooms
- Appliances
- Convection Oven, Dishwasher, Disposal, Double Oven, Down Draft, Gas Cooktop, Gas Water Heater, Ice Maker
- Interior Features
- Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
Building & lot
Building
- Architectural Style
- Transitional
- Living Area
- 4,924 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1988
- Flooring
- Tile, Wood
- Roof
- Shingle, Metal
- Construction
- Stone
Lot Info
- Parcel Number
- 8513-52-2554-000
Exterior Features
- Exterior Features
- Dock, Gas Grill
- Pool
- No
Parking
- Parking Features
- Circular Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Side, Golf Cart Garage, Tandem
- Garage
- Yes (Attached)
Ownership
Community details
School Districts
- Elementary
- T.C. Henderson
- Middle
- Rosman
- High
- Rosman
Utilities
- Sewer
- Private Sewer
- Water
- Well
Neighborhood
- Subdivision
- Lake Toxaway Estates
- HOA
- $3,925/Annually
- Zoning
- None
Taxes & Assessment
- Tax Assessed Value
- $3,156,360
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4431327
- MLS Status
- Active
Listed by: Coldwell Banker Advantage
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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.

