Saturday, November 7, 2026
4:00 PM - 6:00 PM
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1 / 729 Laguna Rd
Palmyra, VA, 22963
$695,000
- 3beds
- 2baths
- 2,072sq ft
- 0.42acres
- 1980year built
- $122HOA / mo
Your savings stack on this home
ZERO Closing CostsLender & title fees we cover
$6,422Realty Purchase Credit0.5% back at closing with our agent
$3,475You saveOn a $695,000 purchase
$9,897Selling your current home? List for 1% and save $10,000 more on a $500,000 sale. Estimate yours
How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,220, owner’s title insurance $3,242 and credit, flood & data fees $160, priced for Fluvanna, VA with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Government taxes and recording fees are not included. Restrictions apply.
Questions? Call (804) 648-4357
Open House Dates
About this home
- First-floor primary
- Fireplace
- Garage
- Finished basement
- Central air
OPEN HOUSE SATURDAY, NOVEMBER 7TH, 11 AM–1 PM! Discover waterfront living at Lake Monticello! Tucked away on a private cul-de-sac, this nearly half-acre property offers 128 feet of waterfrontage, gentle access to the water's edge, a spacious dock, and gorgeous views of Monroe Cove. With nearly 2,100 square feet, this freshly painted home with new carpet is a blank palette ready for your vision! Soaring ceilings, a cozy wood stove, and expansive sliding glass doors fill the living room with natural light and stunning lake views. Enjoy outdoor living on the large wraparound deck surrounded by wooded privacy and plexiglass railings maximize the views. The main-level primary suite spans an entire side of the home, offering beautiful views, abundant natural light, and room to reimagine the space. A second bedroom or home office and foyer with coat closet complete the main level. The terrace level features two additional bedrooms, another office with lake views, and easy access to the yard. An oversized two-car garage provides ample storage. Just moments from Beach 3, this property is the perfect weekend retreat or year-round residence. Exceptional waterfront value with views, privacy, and potential!
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Location
Property details
Important details
- Status
- Active
- Date listed
- 11/4/2026
- Time on Market
- 29 hours
- Property Type
- Single Family Residence
- List Price
- $695,000
- Price/Sq. Ft
- $335
- Living area
- 2,072 sq. feet
- Lot Size
- 0.42 acres
- Year Built
- 1980
- County
- Fluvanna
- Community
- LAKE MONTICELLO
- HOA
- $122/Monthly
Interior details
- Bathrooms
- 2 Full
- Basement
- Exterior Entry, Full, Finished, Interior Entry, Walk-Out Access
- Fireplace
- Yes (1) - Wood Burning Stove
- Heating
- Heat Pump
- Cooling
- Central Air, Heat Pump
- Rooms
- 3 Bedrooms
- Appliances
- Dishwasher, Electric Range, Refrigerator, Dryer, Washer
- Interior Features
- Double Vanity, Entrance Foyer, Eat-in Kitchen, Recessed Lighting, Vaulted Ceiling(s), Master Downstairs
Building & lot
Building
- Architectural Style
- Contemporary, Ranch
- Stories
- 1
- Living Area
- 2,072 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1980
- Flooring
- Carpet, Ceramic Tile
- Roof
- Composition, Shingle
- Construction
- Wood Siding
Lot Info
- Lot Size
- 0.42 acres
- Parcel Number
- 18A-9-138
Exterior Features
- Exterior Features
- Dock
- Pool
- No
Parking
- Parking Features
- Asphalt, Basement, Garage Faces Side
- Garage
- Yes
Ownership
Community details
School Districts
- Elementary
- Central (Fluvanna)
- Middle
- Fluvanna
- High
- Fluvanna
Utilities
- Sewer
- Public Sewer
- Water
- Public
Neighborhood
- Subdivision
- LAKE MONTICELLO
- HOA
- $122/Monthly
Taxes & Assessment
- Annual Tax
- $4,490
- Tax Year
- 2025
Listing information
Listing Details
- MLS System
- CAAR
- MLS ID
- 683725
- MLS Status
- Active
Listed by: LONG & FOSTER - LAKE MONTICELLO
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