704 4th Street
Spencer, NC, 28159
$229,500
- 3beds
- 1bath
- 1,618sq ft
- 1925year built
- 47days on market
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How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $612, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Rowan, NC with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Basement
- Central air
Welcome to this beautifully renovated 3-bedroom, 1-bath home in Spencer, offering wonderful historic charm with refreshed modern finishes. The home features high ceilings, new flooring, fresh interior paint, new ceiling fans, updated ceiling finishes, and extensive interior remodeling throughout. Major improvements include new roof shingles, a new/updated deck, remodeled bathroom, new appliances, new gas water heater, many replaced windows, and all doors replaced or updated. Exterior improvements include fresh exterior paint, updated soffit, siding repairs and finishing, and additional exterior improvements. This home combines the character of an older Spencer home with many significant updates already completed. Move-in ready and full of charm—come see everything 704 4th St has to offer!
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Location
Property details
Important details
- Status
- Active
- Date listed
- 9/18/2026
- Time on Market
- 47 days
- Property Type
- Single Family Residence
- List Price
- $229,500
- Price/Sq. Ft
- $142
- Living area
- 1,618 sq. feet
- Lot Size
- None listed
- Year Built
- 1925
- County
- Rowan
- Community
- None
- HOA
- No
Interior details
- Bathrooms
- 1 Full
- Basement
- Unfinished
- Heating
- Central, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air, Heat Pump
- Rooms
- 8 Total, 3 Bedrooms
- Appliances
- Dishwasher, Electric Range, Microwave
Building & lot
Building
- Living Area
- 1,618 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1925
- Roof
- Shingle
Lot Info
- Parcel Number
- 033162
Exterior Features
- Fencing
- Back Yard, Fenced
- Pool
- No
Parking
- Parking Features
- On Street
- Garage
- No
Ownership
Community details
School Districts
- Elementary
- Unspecified
- Middle
- Unspecified
- High
- Unspecified
Utilities
- Sewer
- Public Sewer
- Water
- Public
Neighborhood
- Subdivision
- None
- HOA
- No
- Zoning
- R8
Taxes & Assessment
- Tax Assessed Value
- $139,356
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4424470
- MLS Status
- Active
Listed by: Premier Real Estate Team Inc.
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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.

