702 5th Street
Spencer, NC, 28159
$225,000
- 2beds
- 1bath
- 1,264sq ft
- 1920year built
- 82days on market
Your savings stack on this home
Selling your current home? List for 1% and save $10,000 more on a $500,000 sale. Estimate yours
How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $602, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Rowan, NC with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Restrictions apply.
Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Fireplace
- Central air
Take advantage of a seller-funded interest rate buy down! Seller willing to contribute up to 3% in concessions to lower your mortgage rate or closing costs with an acceptable offer. Step into this beautifully renovated 1920s home in the heart of Spencer, where timeless character meets modern comfort. Thoughtfully updated around 2022, this move-in ready residence welcomes you with a charming covered front porch and an inviting interior featuring updated flooring throughout. The stylish kitchen was completely remodeled with new cabinetry, granite countertops, and modern appliances, while the bathroom was also tastefully renovated. Major updates include replacement windows and exterior doors, along with an electric central heating and air system for year-round comfort and energy efficiency. A convenient laundry room is ideally located between the kitchen and bath. Outside, you'll find a rear concrete patio perfect for relaxing or entertaining, plus a gravel parking area accessed from the rear alley in addition to front street parking. The low-maintenance vinyl exterior adds to the home's appeal. Perfect for someone looking to downsize, a starter home, or additional rental income. Don't miss this opportunity to own a beautifully updated home that combines the charm of a bygone era with the peace of mind and convenience of modern upgrades.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 8/14/2026
- Time on Market
- 82 days
- Property Type
- Single Family Residence
- List Price
- $225,000
- Price/Sq. Ft
- $178
- Living area
- 1,264 sq. feet
- Lot Size
- None listed
- Year Built
- 1920
- County
- Rowan
- Community
- None
- HOA
- No
Interior details
- Bathrooms
- 1 Full
- Basement
- Crawl Space
- Fireplace
- Yes
- Heating
- Heat Pump
- Cooling
- Central Air, Heat Pump
- Rooms
- 5 Total, 2 Bedrooms
- Appliances
- Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
Building & lot
Building
- Living Area
- 1,264 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1920
- Roof
- Shingle
Lot Info
- Parcel Number
- 033151
Exterior Features
- Fencing
- Back Yard
- Pool
- No
Parking
- Parking Features
- On Street, Shared Driveway
- Garage
- No
Ownership
Community details
School Districts
- Elementary
- Unspecified
- Middle
- Unspecified
- High
- Unspecified
Utilities
- Sewer
- Public Sewer
- Water
- Public
Neighborhood
- Subdivision
- None
- HOA
- No
- Zoning
- R8
Taxes & Assessment
- Tax Assessed Value
- $142,176
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4413894
- MLS Status
- Active
Listed by: Century 21 Towne and Country
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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.