643 Shoal Road
Lincolnton, NC, 28092
$365,000
- 3beds
- 2baths
- 1,698sq ft
- 1999year built
- 15days on market
Your savings stack on this home
Selling your current home? List for 1% and save $10,000 more on a $500,000 sale. Estimate yours
How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $934, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Lincoln, NC with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Attached garage
- Hardwood floors
- Walk-in closet
Immaculately maintained and thoughtfully updated, this inviting home is situated on nearly an acre in a peaceful rural community in western Lincoln County, just 10 minutes from downtown Lincolnton. The beautiful West Lincoln County Library and West Lincoln Park, featuring a playground, walking trail, picnic areas, and a seasonal splash pad are a 2 minute drive from this property! Prepare to be impressed by the spacious, open concept living and dining areas that flow seamlessly to an exceptional backyard designed for relaxing and entertaining. A tall privacy fence with two gates surrounds the concrete patio and impressive 14' x 24' gazebo, complete with five ceiling fans. With the septic system located in the front yard, the backyard also offers excellent potential for a future pool. Beautiful landscaping adorns the entire exterior. The home features numerous updates, including extensive kitchen and primary bath renovations, smooth ceilings throughout, roof, oversized gutters and downspouts, windows, and water heater. Gleaming hardwood floors enhance the main living areas, complemented by attractive laminate flooring in the kitchen, and ceramic tile in the baths. Propane tank & gas-log heater in the dining room convey, which the owners use from December through March to help reduce utility costs. Storage and garage space are equally impressive. The spacious two-car attached garage offers a rear exterior walk-out door and pull-down attic stairs providing access to fully floored storage above one garage bay, as well as an entrance to the remainder of the home's attic. An additional 25' x 30' detached two-car garage is insulated and features a concrete floor, two roll-up doors, a walk-through door, windows, and 200-amp electrical service. The septic system was recently pumped and inspected, with new risers installed, and the property has also had a recent annual termite inspection. This beautifully cared-for property is truly ready to impress! Visit our OPEN HOUSE, Saturday, October 31st, 12-2pm.
Insure this home
Compare homeowners quotes from CapCenter Insurance.
Location
Property details
Important details
- Status
- Active
- Date listed
- 10/20/2026
- Time on Market
- 15 days
- Property Type
- Single Family Residence
- List Price
- $365,000
- Price/Sq. Ft
- $215
- Living area
- 1,698 sq. feet
- Lot Size
- None listed
- Year Built
- 1999
- County
- Lincoln
- Community
- Western Sky Estates
- HOA
- No
Interior details
- Bathrooms
- 2 Full
- Basement
- Crawl Space
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Rooms
- 10 Total, 3 Bedrooms
- Appliances
- Dishwasher, Electric Range, Electric Water Heater, Microwave
- Interior Features
- Walk-In Closet(s)
Building & lot
Building
- Living Area
- 1,698 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1999
- Flooring
- Tile, Wood
- Roof
- Shingle
Lot Info
- Parcel Number
- 73508
Exterior Features
- Fencing
- Partial, Privacy
- Pool
- No
Parking
- Parking Features
- Garage Door Opener, Garage Faces Front
- Garage
- Yes (Attached)
Ownership
Community details
School Districts
- Elementary
- Union
- Middle
- West Lincoln
- High
- West Lincoln
Utilities
- Sewer
- Septic Tank
- Water
- Well
Neighborhood
- Subdivision
- Western Sky Estates
- HOA
- No
- Zoning
- RES
Taxes & Assessment
- Tax Assessed Value
- $286,330
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4436248
- MLS Status
- Active
Listed by: Lake Norman Realty, Inc.
Are you looking for the best realtor near you? See our best local realtors
Not sure where to start? Get pre-approved with ZERO Closing Costs
Explore Lincolnton: Homes for sale in Lincolnton
Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.

