586 Willowby Run
Union Mills, NC, 28167
$399,900
- 3beds
- 2baths
- 1,354sq ft
- 2012year built
- $40HOA / mo
- 8days on market
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How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $1,017, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Rutherford, NC with 20% down. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Gas fireplace
- Garage
- Basement
- Hardwood floors
- Central air
This charming home has so much to offer! It's fenced with a large detached garage, and includes a fireplace, a full basement, screened patio, beautiful yard and more! You'll enjoy a pleasing, southern view of heavy tree coverage from this incredibly private location. Found in the end of a cul-de-sac in Phase 7 of Hearthstone Ridge, there's only one other house - tucked behind a long driveway - and not visible from this one. Found on the north edge of the gated community, behind this house is a 382-acre farm, which is heavily wooded as it meets the shared border. On the main floor, the west side of the central staircase features the primary bedroom - the other side features the living, kitchen and dining areas (plus the fireplace and basement access). A jack & jill full bath is accessible from either side. Hardwood (hickory) flooring is found throughout this level. The second level is floored in pine, and sports two generous bedrooms and the second full bathroom between. The basement features the laundry area (washer/dryer conveys), and an incredibly efficient GE GeoSpring heat-pump water heater. You'll also find the air-handling unit of the Carrier heat pump system, along with ample, dry storage. There's access to the screened-in patio and large garage, where a riding lawn mower waits for its new owner. Starlink, Spectrum cable or T-Mobile Home Internet are all great options for supplying your internet needs and staying connected. (Starlink equipment is included, just establish an account.) This home is on a private well and a (recently pumped) septic system. (We have excellent water in north Rutherford County!) Outside, located behind the insulated out-building, is an underground propane tank that feeds an emergency generator as well as the fireplace. One fenced area (off the screened porch) is alongside and behind the house, the sides and front yards are also fenced, and only separated by the concrete driveway. Siding is low-maintenance HardieBoard, while thick, architectural shingles cover the roof. Hearthstone Ridge is five miles north of Rutherfordton, the seat of Rutherford County in western North Carolina. Featuring two gated entrances, the community sits just fourteen miles south of Interstate 40.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 10/27/2026
- Time on Market
- 8 days
- Property Type
- Single Family Residence
- List Price
- $399,900
- Price/Sq. Ft
- $295
- Living area
- 1,354 sq. feet
- Lot Size
- None listed
- Year Built
- 2012
- County
- Rutherford
- Community
- Hearthstone Ridge
- HOA
- $475/Annually
Interior details
- Bathrooms
- 2 Full
- Basement
- Unfinished, Walk-Out Access, Walk-Up Access
- Fireplace
- Yes - Gas
- Heating
- Heat Pump
- Cooling
- Central Air
- Rooms
- 1 Total, 3 Bedrooms
- Appliances
- Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer
Building & lot
Building
- Living Area
- 1,354 sq ft
- Property Type
- Single Family Residence
- Year Built
- 2012
- Flooring
- Wood
- Roof
- Shingle
- Construction
- Fiber Cement
Lot Info
- Parcel Number
- 1648540
Exterior Features
- Fencing
- Fenced
- Pool
- No
Parking
- Garage
- Yes
Ownership
Community details
School Districts
- Elementary
- Pinnacle
- Middle
- R-S Middle
- High
- R-S Central
Utilities
- Sewer
- Septic Tank
- Water
- Well
Neighborhood
- Subdivision
- Hearthstone Ridge
- HOA
- $475/Annually
- Zoning
- none
Taxes & Assessment
- Tax Assessed Value
- $343,500
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4435771
- MLS Status
- Active
Listed by: Lake Lure Land
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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.

