521 Monroe Avenue
Cape Charles, VA, 23310
$889,000
- 3,072sq ft
- 1920year built
- 50days on market
Your savings stack on this home
How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,220, owner’s title insurance $4,080 and credit, flood & data fees $160, priced for Northampton, VA with 20% down. Government taxes and recording fees are not included. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
Rare turnkey duplex investment opportunity in the heart of historic Cape Charles. Fully renovated in 2020, this coastal property features two identical units, each offering 3 bedrooms, 2 full baths, spacious living areas, full kitchens with stainless appliances, dining areas, hardwood flooring, wall-to-wall carpet, attic storage, and in-unit washers & dryers. Both units include central HVAC with heat pumps, double-pane windows, electric water heaters, patios, and off-street parking with a stone driveway. All furniture, appliances, and decor purchased in 2021 convey, making this a true move-in ready or short-term rental opportunity. Property has 4 years of established vacation rental history with strong income potential. Located just minutes from public beach access, local shops, restaurants, and entertainment in one of Virginia’s most popular coastal towns. 1 unit is occupied with a year lease ending in 2027 and the other unit has several short term rentals
Insure this home
Compare homeowners quotes from CapCenter Insurance.
Location
Property details
Important details
- Status
- Active
- Date listed
- 9/15/2026
- Time on Market
- 50 days
- Property Type
- Duplex
- List Price
- $889,000
- Price/Sq. Ft
- $289
- Living area
- 3,072 sq. feet
- Lot Size
- None listed
- Year Built
- 1920
- County
- Northampton
- Community
- CAPE CHARLES
Interior details
- Basement
- Crawl Space
- Appliances
- Electric Water Heater
Building & lot
Building
- Architectural Style
- Side by Side
- Living Area
- 3,072 sq ft
- Property Type
- Duplex
- Year Built
- 1920
- Construction
- Vinyl Siding
Lot Info
Exterior Features
- Fencing
- None
- Pool
- No
Parking
- Garage
- No
Ownership
Community details
School Districts
- Elementary
- Kiptopeke Elementary
- Middle
- Other Middle School
- High
- Northampton
Utilities
- Sewer
- Public Sewer
- Water
- Public
Neighborhood
- Subdivision
- CAPE CHARLES
Taxes & Assessment
- Annual Tax
- $5,925
Listing information
Realty Agent
Listing Details
- MLS System
- REIN
- MLS ID
- 10653643
- MLS Status
- Active
Are you looking for the best realtor near you? See our best local realtors
Not sure where to start? Get pre-approved with ZERO Closing Costs
Explore Cape Charles: Mortgage rates in Cape Charles · Homes for sale in Cape Charles
© (2026) REIN Inc. Information Deemed Reliable but Not Guaranteed. The listings data displayed on this medium comes in part from the Real Estate Information Network Inc. (REIN) and has been authorized by participating listing Broker Members of REIN for display. REIN's listings are based upon Data submitted by its Broker Members, and REIN therefore makes no representation or warranty regarding the accuracy of the Data. All users of REIN's listings database should confirm the accuracy of the listing information directly with the listing agent.

