514 Smith Street
Shelby, NC, 28150
$160,000
- 2beds
- 2baths
- 866sq ft
- 0.10acres
- 1920year built
- 6days on market
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How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $447, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Cleveland, NC with 20% down. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Restrictions apply.
Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Central air
Situated on a desirable corner lot in one of Shelby’s fastest-growing pockets, this charming home is surrounded by booming new construction and vibrant development. Featuring a generously sized yard perfect for outdoor living, pets, or future expansion, this property also offers rare dual driveways—providing ample parking for guests, an RV, or boat storage. Inside, enjoy a cozy, low-maintenance layout that’s move-in ready or primed for custom updates. Located just minutes from downtown Shelby, local dining, shopping, and major commuter routes, this is an incredible opportunity for first-time buyers, downsizers, or savvy investors looking to capitalize on high-growth equity. Schedule your showing today before it's gone!
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Location
Property details
Important details
- Status
- Active
- Date listed
- 10/30/2026
- Time on Market
- 6 days
- Property Type
- Single Family Residence
- List Price
- $160,000
- Price/Sq. Ft
- $185
- Living area
- 866 sq. feet
- Lot Size
- 0.0988 acres
- Year Built
- 1920
- County
- Cleveland
- Community
- Cotton Mill
- HOA
- No
Interior details
- Bathrooms
- 2 Full
- Heating
- Heat Pump
- Cooling
- Central Air
- Rooms
- 2 Bedrooms
Building & lot
Building
- Architectural Style
- A-Frame
- Living Area
- 866 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1920
- Flooring
- Vinyl
- Roof
- Shingle
- Construction
- Vinyl Siding
Lot Info
- Lot Size
- 0.0988 acres
- Lot Size (Sq Ft)
- 4,389 sq ft
- Parcel Number
- 18124
Exterior Features
- Pool
- No
Parking
- Parking Features
- Driveway
- Garage
- No
Ownership
Community details
School Districts
- Elementary
- Cleveland - Elizabeth Elementary
- Middle
- Cleveland - Shelby Middle
- High
- Cleveland - Shelby High
Utilities
- Sewer
- Public Sewer
- Water
- Public
Neighborhood
- Subdivision
- Cotton Mill
- HOA
- No
- Zoning
- R6
Taxes & Assessment
- Tax Assessed Value
- $106,832
- Annual Tax
- $1,107
- Tax Year
- 2026
Listing information
Realty Agent
Listing Details
- MLS System
- TMLS
- MLS ID
- 10201183
- MLS Status
- Active
Listed by: Riz Realty LLC
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