4580 Kiser Island Road
Terrell, NC, 28682
$950,000
- 2beds
- 1bath
- 805sq ft
- 1966year built
- 144days on market
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How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $1,952, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Catawba, NC with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Restrictions apply.
Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Hardwood floors
- Central air
Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom. The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power—offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 6/13/2026
- Time on Market
- 144 days
- Property Type
- Single Family Residence
- List Price
- $950,000
- Price/Sq. Ft
- $1180
- Living area
- 805 sq. feet
- Lot Size
- None listed
- Year Built
- 1966
- County
- Catawba
- Community
- None
- HOA
- No
Interior details
- Bathrooms
- 1 Full
- Basement
- Crawl Space
- Heating
- Electric, Forced Air, Heat Pump
- Cooling
- Central Air
- Rooms
- 1 Total, 2 Bedrooms
- Appliances
- Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
Building & lot
Building
- Living Area
- 805 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1966
- Flooring
- Wood
- Roof
- Metal
Lot Info
- Parcel Number
- 4616025761280000
Exterior Features
- Exterior Features
- Dock
- Pool
- No
Parking
- Parking Features
- Driveway, RV Access/Parking
- Garage
- No
Ownership
Community details
School Districts
- Elementary
- Sherrills Ford
- Middle
- Mills Creek
- High
- Bandys
Utilities
- Sewer
- Septic Tank
- Water
- Shared Well
Neighborhood
- Subdivision
- None
- HOA
- No
- Zoning
- R-30
Taxes & Assessment
- Tax Assessed Value
- $643,700
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4393376
- MLS Status
- Active
Listed by: Lake Life Realty
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