414 Bear Lake Circle
Whittier, NC, 28789
$325,000
- 2beds
- 3.5baths
- 824sq ft
- 1994year built
- 24days on market
Your savings stack on this home
How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $839, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Swain, NC with 20% down. Restrictions apply.
Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Gas fireplace
- Attached garage
- Finished basement
Enjoy beautiful close-range mountain and water views overlooking a peaceful pond from this best-priced real estate in Swain County. This property features a 1-bedroom, 2.5-bath main house with an attached garage, plus a separate 1-bedroom, 1-bath guest cottage. Situated at over 3,000 ft elevation, you’ll enjoy beautiful views of the water without the responsibility of maintaining the pond! The homes sit on 1.13 unrestricted acres, offering exceptional privacy in a quiet setting. There used to be 2 RV Hookups on this property, so there is room for all your toys. No HOA, but there is an active road maintenance association ensuring the gravel access remains in excellent condition. The property comes furnished. The main house has approximately 824 sq ft of heated living area on the main level, plus a 584 sq ft garage area with a 1/2 bath and storage room. The lower level includes approximately 629 sq ft of finished, heated space with gas logs, but it is not included in the total heated living area. The lower level includes a living/rec area, a room that could be used as a bedroom, and a full bath. The guest house has approximately 421 sq ft of heated living area and is included in the total advertised. The home does need some TLC and is priced accordingly. You won't find a better bargain in this market!
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Location
Property details
Important details
- Status
- Active
- Date listed
- 10/11/2026
- Time on Market
- 24 days
- Property Type
- Single Family Residence
- List Price
- $325,000
- Price/Sq. Ft
- $394
- Living area
- 824 sq. feet
- Lot Size
- None listed
- Year Built
- 1994
- County
- Swain
- Community
- Bear Lake Estates
- HOA
- No
Interior details
- Bathrooms
- 3 Full, 1 Half
- Basement
- Crawl Space, Daylight, Exterior Entry, Finished, Interior Entry, Storage Space, Walk-Out Access
- Fireplace
- Yes - Gas, Gas Log
- Heating
- Baseboard, Ductless, Electric, Propane
- Cooling
- Ceiling Fan(s), Ductless, Wall Unit(s)
- Rooms
- 1 Total, 2 Bedrooms
- Appliances
- Dishwasher, Dryer, Gas Range, Refrigerator, Washer, Washer/Dryer
- Interior Features
- Open Floorplan, Storage
Building & lot
Building
- Architectural Style
- Cottage
- Living Area
- 824 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1994
- Flooring
- Carpet, Concrete, Vinyl
- Roof
- Composition
Lot Info
- Parcel Number
- 6692-00-84-7457
Exterior Features
- Pool
- No
Parking
- Parking Features
- Driveway
- Garage
- Yes (Attached)
Ownership
Community details
School Districts
- Elementary
- Swain
- Middle
- Swain
- High
- Swain
Utilities
- Sewer
- Septic Tank
- Water
- Spring
Neighborhood
- Subdivision
- Bear Lake Estates
- HOA
- No
- Zoning
- None
Taxes & Assessment
- Tax Assessed Value
- $172,840
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4434169
- MLS Status
- Active
Listed by: Yellow Rose Real Estate LLC
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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.