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Stem, NC, 27581
$345,000
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $887, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Granville, NC with 20% down. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
**UP TO $10,000 IN SELLER AND LENDER PAID CLOSING COSTS AVAILABLE! Don't miss this incredible opportunity to save thousands on your home purchase. This home is already priced $10,000 below a recent appraisal, giving you instant value from day one. Plus, qualified buyers may receive up to $10,000 in seller and lender paid closing costs (with preferred lender, Patrick Bayley, Mutual of Omaha Mortgage, NMLS #68956), making homeownership even more affordable. With exceptional value and significant savings, this is an opportunity you won't want to pass up! This beautifully updated 3-bedroom, 2-bath home, perfectly situated on a private 0.9-acre lot that offers the space and freedom you've been searching for. Fresh interior paint and luxury vinyl plank flooring create a stylish, move-in-ready interior, while the convenient main-level primary suite provides comfortable everyday living. The kitchen is designed to impress with granite countertops, upgraded stainless steel appliances, abundant cabinetry, and a bright breakfast nook. Gather with family and friends in the inviting family room featuring a cozy fireplace with custom built-ins, or host memorable dinners in the formal dining room. Step outside and enjoy your own backyard retreat with a covered front porch, an expansive rear deck, and a fully fenced yard that's perfect for entertaining, pets, gardening, or simply relaxing. The powered workshop and attached storage room offer endless possibilities for hobbies, projects, a home gym, or extra storage. A recently pressure-washed deck, freshly painted shed, and refrigerator that conveys add even more value. With minimal HOA restrictions and just a $150 annual road maintenance fee, you'll enjoy the flexibility to truly make this property your own. Offering the perfect combination of updates, privacy, and exceptional value, this home is ready to welcome its next owners.
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Realty Agent
Listing Details
Listed by: Terry Carpenter, Coldwell Banker HPW · CarpenterT@hpw.com
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Information not guaranteed. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. © 2026 Triangle MLS, Inc. of North Carolina. All rights reserved. The information being provided is for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
