401 S College Street
Monroe, NC, 28112
$450,000
- 3beds
- 2baths
- 2,209sq ft
- 1901year built
- 10days on market
Your savings stack on this home
Selling your current home? List for 1% and save $10,000 more on a $500,000 sale. Estimate yours
How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $1,136, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Union, NC with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Garage
- Central air
Some homes have character you simply can’t recreate. Built in 1901, this 3-bedroom, 2-bath home in Monroe’s Historic District brings together historic charm and an extensive renovation, giving its next owners plenty to appreciate from day one. Set on a corner lot beneath two stately oak trees, the home welcomes you with an expansive covered front porch. A second covered porch upstairs offers another inviting spot for morning coffee or a quiet end to the day. Out back, a brand-new deck adds even more space for relaxing, entertaining, or enjoying the surrounding yard. The property also includes a detached, oversized two-car garage, offering generous space for vehicles, storage, hobbies, or a workshop. Inside, original details, including transom windows, complement a long list of new finishes. The kitchen features all-new cabinetry, leather-finished countertops, appliances, and hardware. New flooring runs throughout the entire home, with hardwoods downstairs, carpet upstairs, and tile in the bathrooms. Brand-new plumbing, ductwork, and electrical, along with all-new fixtures and hardware, fresh interior paint, and refreshed bathrooms, bring everyday comfort to a home with more than a century of history. Landscaping and exterior improvements add to the curb appeal. Cherished by the same family for more than 40 years, this College Street home is ready for its next chapter. Just minutes from downtown Monroe’s restaurants, shops, and community events, this is a home best appreciated in person. Schedule your showing, explore the details, and save a few minutes for the front porch. This home is eligible for the Homeownership Plus program, offering qualified buyers 100% financing and up to $5,000 toward closing costs. Buyer eligibility, program requirements, and lender approval apply.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 10/25/2026
- Time on Market
- 10 days
- Property Type
- Single Family Residence
- List Price
- $450,000
- Price/Sq. Ft
- $204
- Living area
- 2,209 sq. feet
- Lot Size
- None listed
- Year Built
- 1901
- County
- Union
- Community
- Mockingbird Hill
- HOA
- No
Interior details
- Bathrooms
- 2 Full
- Basement
- Crawl Space
- Heating
- Natural Gas
- Cooling
- Central Air
- Rooms
- 9 Total, 3 Bedrooms
- Appliances
- Dishwasher, Electric Oven, Gas Water Heater
Building & lot
Building
- Architectural Style
- Colonial
- Living Area
- 2,209 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1901
- Flooring
- Laminate, Tile
- Roof
- Shingle
Lot Info
- Parcel Number
- 09-235-211
Exterior Features
- Pool
- No
Parking
- Parking Features
- Driveway
- Garage
- Yes
Ownership
Community details
School Districts
- Elementary
- Walter Bickett
- Middle
- Monroe
- High
- Monroe
Utilities
- Sewer
- Public Sewer
- Water
- Public
Neighborhood
- Subdivision
- Mockingbird Hill
- HOA
- No
- Zoning
- AQ5
Taxes & Assessment
- Tax Assessed Value
- $289,400
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4429582
- MLS Status
- Active
Listed by: Call It Closed International Inc
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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.

