40 11th Street
Belmont, NC, 28012
$324,900
- 2beds
- 1bath
- 976sq ft
- 1920year built
- 14days on market
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How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $839, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Gaston, NC with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Restrictions apply.
Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Central air
More than meets the eye: this 2-bed, 1-bath home comes with a detached backyard guest suite with kitchenette and full bath, plus a finished attic bonus room with its own mini-split. Use the suite as a home office, creative studio, or guest retreat. Up the spiral staircase, the attic makes a cozy spot for reading, creating, or a quiet afternoon. Solar panels and an oversized shed for kayaks, bikes, tools, and gear round it out. Within walking distance of the Catawba River and about a mile from downtown Belmont, you’re close to restaurants, shops, parks, public boat and kayak launches, and the Belmont Recreation Center. Uptown Charlotte is about 20 minutes away, depending on traffic, and Charlotte Douglas Airport is an easy drive. Small-town character, river access, and room to spread out at 40 11th St.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 10/21/2026
- Time on Market
- 14 days
- Property Type
- Single Family Residence
- List Price
- $324,900
- Price/Sq. Ft
- $333
- Living area
- 976 sq. feet
- Lot Size
- None listed
- Year Built
- 1920
- County
- Gaston
- Community
- Cottonwood
- HOA
- No
Interior details
- Bathrooms
- 1 Full
- Basement
- Crawl Space
- Heating
- Central
- Cooling
- Central Air
- Rooms
- 6 Total, 2 Bedrooms
- Appliances
- Dishwasher, Electric Range, Microwave, Refrigerator
Building & lot
Building
- Living Area
- 976 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1920
- Roof
- Shingle
Lot Info
- Parcel Number
- 126530
Exterior Features
- Pool
- No
Parking
- Parking Features
- Driveway, On Street
- Garage
- No
Ownership
Community details
School Districts
- Elementary
- Belmont Central
- Middle
- Belmont
- High
- South Point (NC)
Utilities
- Sewer
- Public Sewer
- Water
- Public
Neighborhood
- Subdivision
- Cottonwood
- HOA
- No
- Zoning
- R1
Taxes & Assessment
- Tax Assessed Value
- $316,620
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4436294
- MLS Status
- Active
Listed by: Armstead Realty Group LLC
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