3892 Silver Creek Terrace
Morganton, NC, 28655
$229,999
- 3beds
- 2baths
- 1,848sq ft
- 1999year built
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How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $614, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Burke, NC with 20% down. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Fireplace
**Mountain Living Meets Modern Craftsmanship in Silver Creek Estates** Tucked away on a private, wooded 1.37-acre lot with a gentle creek winding along the rear boundary, this completely renovated 1,848 sq. ft. home delivers the quintessential country retreat without sacrificing proximity to modern conveniences. Located in the peaceful Silver Creek Estates community of Morganton, this turnkey residence has undergone an extensive, top-to-bottom transformation featuring a new metal roof, energy-efficient windows, fresh paint, modern flooring, and expansive newly built decks ready for morning coffee or evening entertaining. Step inside to an expansive, open-concept floor plan rich with mountain character and warm, inviting tones. The focal point of the main living area is a floor-to-ceiling stone wood-burning fireplace, ideal for crisp Western North Carolina evenings. Seamless flow connects the living space directly to an oversized chef’s kitchen designed for gatherings. Anchored by gleaming granite countertops, the kitchen boasts generous cabinet storage, sleek stainless steel appliances, an upgraded chimney-style hood vent, and ample prep space. The primary suite serves as a true private sanctuary, featuring a spacious walk-in closet and a fully redesigned en-suite bath with a custom tiled walk-in shower and upgraded dual vanity. Down the hall, two additional well-proportioned bedrooms with large closets provide flexible space for guests, family, or a dedicated home office. The shared full bathroom showcases tile flooring paired with a classic tub enveloped by a clean, custom tile surround. Outside, the property captures the best of the Blue Ridge foothills. Relax on the back deck with the sights and sounds of nature, make a trail down through the trees to your own creek frontage, or set up a fire pit area beneath the canopy. Location Highlights: Quick, straightforward access to I-40 for effortless commuting Minutes to vibrant Downtown Morganton for local dining, breweries, and boutique shopping Short drive to outdoor recreation at Lake James and hiking, camping, and waterfalls at South Mountains State Park Whether you are searching for a primary residence, a low-maintenance mountain getaway, or an investment retreat, this meticulously updated home offers quality, acreage, and location in one complete package. Schedule your private showing today. Showings to start on 11/11/26 and photos will be uploaded by then.
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Location
Property details
Important details
- Status
- Coming Soon-No Show
- Date listed
- 11/4/2026
- Time on Market
- 15 hours
- Property Type
- Single Family Residence
- List Price
- $229,999
- Price/Sq. Ft
- $124
- Living area
- 1,848 sq. feet
- Lot Size
- None listed
- Year Built
- 1999
- County
- Burke
- Community
- Silver Creek Estates
- HOA
- No
Interior details
- Bathrooms
- 2 Full
- Basement
- Crawl Space
- Fireplace
- Yes - Great Room, Wood Burning
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Rooms
- 9 Total, 3 Bedrooms
- Appliances
- Dishwasher, Electric Range, Electric Water Heater
Building & lot
Building
- Living Area
- 1,848 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1999
- Flooring
- Tile, Vinyl
- Roof
- Shingle
Lot Info
- Parcel Number
- 30315
Exterior Features
- Pool
- No
Parking
- Parking Features
- Driveway
- Garage
- No
Ownership
Community details
School Districts
- Elementary
- W.A. Young
- Middle
- Table Rock
- High
- Freedom
Utilities
- Sewer
- Septic Tank
Neighborhood
- Subdivision
- Silver Creek Estates
- HOA
- No
- Zoning
- R-3
Taxes & Assessment
- Tax Assessed Value
- $154,109
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4437200
- MLS Status
- Coming Soon-No Show
Listed by: Howard Hanna Allen Tate Statesville
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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.

