3889 Granite Street
Terrell, NC, 28682
$600,000
- 3beds
- 2.5baths
- 2,929sq ft
- 2003year built
- $19HOA / mo
- 21days on market
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How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $1,410, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Catawba, NC with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Gas fireplace
- Attached garage
- Kitchen island
- Hardwood floors
- Walk-in closet
- Central air
There’s something special about finding a home that feels like a private retreat while keeping the best of Lake Norman living close at hand. Welcome to Somerset, where timeless European-inspired architecture, beautifully maintained surroundings, and seasonal views of Lake Norman create an inviting setting in the heart of Terrell. Lovingly cared for by its original owner, this exceptional home combines classic character, thoughtful updates, and a versatile floor plan designed to make everyday living feel just a little more extraordinary. From the moment you arrive, the striking stone façade, distinctive rooflines, manicured lawn, and lush landscaping set the tone. Step inside to discover newly refinished hardwood floors, fresh paint, and a dramatic two-story great room where soaring ceilings and a gas fireplace create a beautiful gathering space. A dedicated dining room with a vaulted ceiling adds architectural interest and an elegant setting for everything from casual dinners to special celebrations. At the heart of the home, the kitchen brings warmth and functionality together with rich hickory cabinetry, a wall oven, electric cooktop, new stainless steel dishwasher, and pantry storage. Open to the adjoining living area, it keeps conversation flowing and makes entertaining effortless. Just beyond, the sunlit breakfast room overlooks the backyard gardens, offering a lovely place to start the morning. Step outside onto the deck, where a retractable awning provides flexibility for outdoor dining, relaxing, or simply enjoying the peaceful surroundings. One of the home's most appealing features is its main-level primary suite, offering the comfort and convenience of a private retreat without the need to venture upstairs. Generously proportioned, the suite includes its own sitting area and gas fireplace, creating a cozy escape at the end of the day. The spacious ensuite bath features dual vanities, a garden tub, separate shower, and an expansive walk-in closet complete with a laundry chute. A conveniently located main-level laundry and mudroom, featuring a utility sink, garage access, and an exterior side door, adds everyday practicality, while a tucked-away powder room provides convenience for guests. Upstairs, two generously sized bedrooms with ample closet space share a full bath with separate double-vanity areas. The expansive bonus room above the garage adds an entirely different dimension to the home. Originally designed to accommodate a home theater, wet bar, and exercise space, this flexible area offers exciting possibilities for entertainment, hobbies, recreation, or working from home. Thoughtful improvements further enhance the home's appeal, including new windows installed in 2026, plantation shutters, custom roller shades, an encapsulated crawl space, and an irrigation system. An attached two-car garage with approximately 500 square feet and built-in shelving provides additional storage and functionality. And then there's the location. Positioned between Mooresville and Denver, Somerset offers convenient access to shopping, restaurants, and everyday essentials while keeping the recreation and natural beauty of Lake Norman close by. Midway Marina, offering boat rentals and private boat clubs, is approximately five minutes away, while Pinnacle and McCrary Creek public boat launches are approximately seven minutes away. Whether your perfect day includes time on the lake, entertaining on the deck, enjoying the gardens, or relaxing beside one of the home's two fireplaces, this property offers a wonderful balance of comfort, character, and connection to its surroundings. Welcome home to Somerset, where the Lake Norman lifestyle is yours to enjoy.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 10/14/2026
- Time on Market
- 21 days
- Property Type
- Single Family Residence
- List Price
- $600,000
- Price/Sq. Ft
- $205
- Living area
- 2,929 sq. feet
- Lot Size
- None listed
- Year Built
- 2003
- County
- Catawba
- Community
- Somerset On Lake Norman
- HOA
- $225/Annually
Interior details
- Bathrooms
- 2 Full, 1 Half
- Basement
- Crawl Space
- Fireplace
- Yes - Gas Log, Great Room, Propane, Master Bedroom
- Heating
- Central, Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Rooms
- 13 Total, 3 Bedrooms
- Appliances
- Oven, Dishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator
- Interior Features
- Breakfast Bar, Built-in Features, Entrance Foyer, Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s), Pantry
Building & lot
Building
- Architectural Style
- European, Traditional
- Living Area
- 2,929 sq ft
- Property Type
- Single Family Residence
- Year Built
- 2003
- Flooring
- Carpet, Tile, Wood
- Roof
- Shingle
- Construction
- Stone Veneer
Lot Info
- Parcel Number
- 4617144399280000
Exterior Features
- Pool
- No
Parking
- Parking Features
- Driveway
- Garage
- Yes (Attached)
Ownership
Community details
School Districts
- Elementary
- Sherrills Ford
- Middle
- Mill Creek
- High
- Bandys
Utilities
- Sewer
- Septic Tank
- Water
- Well
Neighborhood
- Subdivision
- Somerset On Lake Norman
- HOA
- $225/Annually
- Zoning
- R-30
Taxes & Assessment
- Tax Assessed Value
- $509,400
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4433194
- MLS Status
- Active
Listed by: Keller Williams South Park
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