3645 Lake Bluff Drive
Sherrills Ford, NC, 28763
$1,199,900
- 4beds
- 5baths
- 2,799sq ft
- 2002year built
- $29HOA / mo
- 95days on market
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How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,046, owner’s title insurance $2,339, credit, flood & data fees $160 and lower government recording fees & taxes $90, priced for Catawba, NC with 20% down. The Realty Purchase Credit is 0.5% of the price when you buy with a CapCenter REALTOR® and finance with us, up to 3% of the price less $5,000. The 1% List fee applies when you buy and sell with us within a year (1.5% to list only, $3,000 minimum), compared with a typical 3%. Restrictions apply.

Hope Foster, REALTOR®
Your CapCenter agent · 757-274-1537
Questions? Call (804) 648-4357
About this home
- Attached garage
- Finished basement
- Hardwood floors
- Central air
Great price improvement! This custom-built waterfront home on Lake Norman features four bedrooms and five bathrooms. The tri-level design offers primary living spaces on the main floor, with additional quarters in the walk-out basement. Loft with water views, a bonus room, and a separate office, all equipped with closets. The expansive L-shaped wrap-around covered patio and balconies provide an ideal setting to enjoy the lakeside breeze. Large, wooded lot, adorned with mature trees, ensures ample shade and privacy. Conveniently located adjacent to the community boat ramp and slips, the property is also near Sherrills Ford's shopping and dining areas. The main floor includes a spacious primary bedroom suite, while the basement level an in-law suite with a private, complete with kitchen, dining space, laundry, and two bathrooms. Additional highlights include elegant hardwood floors, tile accents, extra parking for a personal boat, and a lockable gate for enhanced security and privacy.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 8/1/2026
- Time on Market
- 95 days
- Property Type
- Single Family Residence
- List Price
- $1,199,900
- Price/Sq. Ft
- $429
- Living area
- 2,799 sq. feet
- Lot Size
- None listed
- Year Built
- 2002
- County
- Catawba
- Community
- The Retreat
- HOA
- $350/Annually
Interior details
- Bathrooms
- 5 Full
- Basement
- Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access, Walk-Up Access
- Heating
- Central, Heat Pump
- Cooling
- Central Air
- Rooms
- 13 Total, 4 Bedrooms
- Appliances
- Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
Building & lot
Building
- Architectural Style
- A-Frame
- Living Area
- 2,799 sq ft
- Property Type
- Single Family Residence
- Year Built
- 2002
- Flooring
- Tile, Wood
- Construction
- Stone Veneer
Lot Info
- Parcel Number
- 460701388393
Exterior Features
- Exterior Features
- Boat Slip, Dock
- Fencing
- Partial
- Pool
- No
Parking
- Parking Features
- Driveway, Garage Door Opener, Garage Faces Front
- Garage
- Yes (Attached)
Ownership
Community details
School Districts
- Elementary
- Unspecified
- Middle
- Unspecified
- High
- Unspecified
Utilities
- Sewer
- Septic Tank
- Water
- Well
Neighborhood
- Subdivision
- The Retreat
- HOA
- $350/Annually
- Zoning
- R-20
Taxes & Assessment
- Tax Assessed Value
- $935,700
Listing information
Realty Agent
Listing Details
- Service
- Full Service
- MLS System
- CMLS
- MLS ID
- 4410321
- MLS Status
- Active
Listed by: Ware Properties & Commercial Investments · (704) 866-8006
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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, and the use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time.

