364 Talona Lake Terrace
Ellijay, GA, 30536
$925,000
- 4beds
- 3.5baths
- 3,584sq ft
- 6.51acres
- 1996year built
- 16days on market
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How we figured this
ZERO Closing Costs covers origination $1,300, appraisal $500, title & settlement $1,220, owner’s title insurance $4,123 and credit, flood & data fees $160, priced for Gilmer, GA with 20% down. Government taxes and recording fees are not included. Restrictions apply.
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About this home
- Fireplace
- Attached garage
- Finished basement
- Hardwood floors
- Walk-in closet
- Central air
Must-see private lake retreat on 6.5 acres on Talona Lake with no HOA! A rare find in the mountains with gorgeous lake views, plus a newer 1-bedroom, 1-bath apartment with its own separate exterior entrance and private fenced yard, ideal for guests, multi-generational living, or added income potential. Multiple decks overlook the water, a new firepit sits above the shoreline, and new stairs lead down to the lake for kayaking, fishing, and quiet mornings and evenings enjoying the water. Step inside 3,584 square feet of thoughtfully designed living space. The living room features high ceilings and a fireplace at its center, flowing seamlessly into the large kitchen and dining room. Multiple access points from the main floor lead out to the decks, making it easy to enjoy the outdoors and the lake views. Upstairs, the oversized primary suite offers its own fireplace and amazing views of the lake. The current owners finished the lower-level apartment in 2025, complete with a bedroom, full bathroom, and kitchen. An oversized garage with newer garage doors, a fenced backyard, and stone accents adds both charm and livability. In a community where most homes sit on less than an acre, this property gives you the privacy and room to spread out that buyers rarely find on the lake, and with no HOA, the freedom to make it your own. Whether you are looking for a full-time residence, a weekend mountain getaway, or a property with short term rental potential, this is lake living, acreage, and flexibility in one exceptional package.
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Location
Property details
Important details
- Status
- Active
- Date listed
- 10/20/2026
- Time on Market
- 16 days
- Property Type
- Single Family Residence
- List Price
- $925,000
- Price/Sq. Ft
- $258
- Living area
- 3,584 sq. feet
- Lot Size
- 6.51 acres
- Year Built
- 1996
- County
- Gilmer
- Community
- Talona Lake
- HOA
- No
Interior details
- Bathrooms
- 3 Full, 1 Half
- Basement
- Exterior Entry, Finished, Interior Entry
- Fireplace
- Yes (2) - Living Room, Master Bedroom
- Heating
- Central, Electric
- Cooling
- Central Air, Electric
- Rooms
- 4 Bedrooms
- Appliances
- Range, Oven, Microwave
- Interior Features
- Breakfast Bar, High Ceilings, Walk-In Closet(s)
Building & lot
Building
- Architectural Style
- Traditional
- Living Area
- 3,584 sq ft
- Property Type
- Single Family Residence
- Year Built
- 1996
- Flooring
- Hardwood, Other
- Roof
- Composition
- Construction
- Stone, Vinyl Siding
Lot Info
- Lot Size
- 6.51 acres
- Parcel Number
- 3068E 015
Exterior Features
- Exterior Features
- Balcony, Fire Pit, Garden, Other
- Fencing
- Back Yard, Fenced
- Pool
- No
Parking
- Parking Features
- Attached, Garage, Garage Door Opener, Off Street
- Garage
- Yes (Attached)
Ownership
Community details
School Districts
- Elementary
- Ellijay
- Middle
- Clear Creek
- High
- Gilmer
Utilities
- Sewer
- Septic Tank
- Water
- Public
Neighborhood
- Subdivision
- Talona Lake
- HOA
- No
Taxes & Assessment
- Annual Tax
- $496
- Tax Year
- 2026
Listing information
Listing Details
- MLS System
- GAMLS
- MLS ID
- 10875845
- MLS Status
- Active
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